1848 Point St, Commerce Township, MI 48382 Property Records

Oakland County property record for 1848 Point St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,293 sqft · built 2024
Lot Size	0.204 acres (8,886 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (May 2018)
Tax Bill	$12,209 (2025)
Deeds & Mortgages	Apr 2021 Sale May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-01-252-009`

Property Details

APN / Parcel Number

Primary APN	`E-17-01-252-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,293 sqft Living Area
1st Floor Area	1,161 sqft
Basement Area	100 sqft
Unfinished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	169 ft deep x 53 ft wide
View / Lot	Waterfront / Beach
Garage Area	550 sqft
Parking Spaces	5 Parking Spaces
Deck Area	312 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1848 POINT ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-2275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 1 DOUBLE PRIVILEGE SUB LOT 89
Legal Range	08E
Legal Township	02N
Legal Section	01
Legal Subdivision	DOUBLE PRIVILEGE
Legal Lot Number	89
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3008
Census Tract	134000

Owner

1848 Point St is owned and occupied by an individual who bought it in May 2018.

Source: Oakland County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1848 POINT ST, COMMERCE TOWNSHIP, MI 48382-2275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Warranty Deed, Transfer LEGACY TITLE AGENCY INC, LEGACY TITLE AGENCY
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Deed Document Number	201884892
Deed Book / Page	51833 / 225
Prior Transfer Date	May 7, 2016
Prior Transfer Doc	0000089325
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 15, 2021
Property Address	1848 POINT ST, COMMERCE TOWNSHIP, MI 48382-2275
Document Number	0000102234
Book / Page	56073 / 326
Map Reference	LB 19 PG 22
Instrument Date	Mar 26, 2021
Instrument	102234
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	LEGACY TITLE AGENCY INC, LEGACY TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1848 POINT ST, 1848, COMMERCE TOWNSHIP, MI 48382-2275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1934 UNION LAKE RD, COMMERCE TOWNSHIP, MI 48382-2249

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 22, 2018
Property Address	1848 POINT ST, COMMERCE TOWNSHIP, MI 48382-2275
Document Number	0000084892
Book / Page	51833 / 00225
Map Reference	LB 19 PG 22
Instrument Date	Jun 7, 2016
Instrument	84892
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,167.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8619 COOLEY BEACH DR, 8619, WHITE LAKE, MI 48386-4319

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1848 POINT ST, COMMERCE TOWNSHIP, MI 48382-2275

Mortgage

Document Number	0000084893
Date	May 22, 2018
Instrument	84893

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1848 Point St was $12,209, up 43.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,209.00 (+43.38%)	$356,210	$712,420
2024	$8,515.00
2023		$176,430	$352,860
2021	$4,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1848 Point St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1848 Point St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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