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1815 Point St, Commerce Township, MI 48382 Property Records

Oakland County property record for 1815 Point St, Commerce Township, MI 48382 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 936 sqft · built 1973
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$223,100 (Mar 2020)
Tax Bill$2,257 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNE-17-01-256-003

Property Details

APN / Parcel Number

Primary APNE-17-01-256-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft
Basement Area936 sqft
Unfinished Basement936 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions169 ft deep x 50 ft wide
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area103 sqft
Patio Area103 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1815 POINT ST
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-2276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R8E, SEC 1 DOUBLE PRIVILEGE SUB LOT 70
Legal Range08E
Legal Township02N
Legal Section01
Legal SubdivisionDOUBLE PRIVILEGE
Legal Lot Number70
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3014
Census Tract134000

Owner

Source: Oakland County records · APN E-17-01-256-003

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1815 POINT ST, COMMERCE TOWNSHIP, MI 48382-2276
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2026Deed of Trust, Mortgage · Line of Credit
VIBE CREDIT UNION
Nov 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 23, 2020Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Aug 20, 2020Quit Claim Deed, Transfer
Quitclaim
Mar 19, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2020 · Amount on Record
Deed SaleMar 19, 2020 · Amount on Record
Prior SaleMay 11, 2016 · Amount on Record
Deed Document Number202052525
Deed Book / Page53961 / 594
Last Transfer DateMay 29, 2020
Transfer Doc0000166168
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateAug 05, 2026
Property Address1815 POINT ST, COMMERCE TOWNSHIP, MI 48382-2276
Document Number0000116717
Book / Page61431 / 578
Instrument DateJul 24, 2026
Instrument2026116717
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 POINT ST, COMMERCE TOWNSHIP, MI 48382-2276

Mortgage

Document Number0000116717,
DateAug 05, 2026
Book Page61431/578
Instrument2026116717
Lender
NameVIBE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1815 POINT ST, COMMERCE TOWNSHIP, MI 48382-2276
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 POINT ST, COMMERCE TOWNSHIP, MI 48382-2276

Mortgage

Document Number0000232872
DateNov 06, 2020
Book Page55130/742
Instrument232872
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressCOMMERCE TOWNSHIP, MI 48382
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1815 POINT ST, COMMERCE TOWNSHIP, MI 48382-2276
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000120390
DateJun 23, 2020
Book Page54389/645
Instrument120390
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 29, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateAug 20, 2020
Property Address1815 POINT ST, COMMERCE TOWNSHIP, MI 48382-2276
Document Number0000166168
Book / Page54688 / 580
Instrument DateMay 29, 2020
Instrument166168
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address716 N BARNARD ST, 716, HOWELL, MI 48843-1605

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 POINT ST, COMMERCE TOWNSHIP, MI 48382-2276

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 19, 2020
Property Address1815 POINT ST, COMMERCE TOWNSHIP, MI 48382-2276
Document Number0000052525
Book / Page053961 / 000594
Instrument DateMar 12, 2020
Instrument52525
Transaction TypeTransfer
Record UpdatedApr 21, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,919.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4975 FOX CHASE DR WHITE LAKE MI 483831698, WHITE LAKE, MI 48383-1698

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,257.00 (-38.16%) Homeowner's exemption$124,230 (+10.49%)$248,460 (+10.49%)
2024$3,650.00 (+14.17%)
2023$112,440$224,880
2021$3,197.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251340003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2002–2004)
Most Recent ClaimMay 2004, rainfall accumulation, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 267 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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