1788 Cedar Ter, Florence, KY 41042 Property Records

Boone County property record for 1788 Cedar Ter, Florence, KY 41042

Property Summary

Property Type	Townhouse
Lot Size	0.067 acres (2,949 sqft)
Owner	2 Individual Names on File
Last Sale	$225,100 (Jan 2022)
Tax Bill	$2,151 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051.01-09-025.00`

Property Details

APN / Parcel Number

Primary APN	`051.01-09-025.00`
Alternative APN	`6459`

Exterior

Architectural Style	Townhouse
Lot Area	2,949 sqft (0.067 acres)

Location & Zoning

Street Address	1788 CEDAR TER
City	FLORENCE
State	KY
Zip	41042-7956
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 25 PHASE II REPLAT OF LOT 7 VILLAGE TERRACE (0.0677 AC)
Legal Subdivision	VILLAGE TERRACE
Legal Phase	2
Legal Lot Number	7,25
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1012
Census Tract	70318

Owner

Source: Boone County assessment roll, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14048 BRIDLEGATE DR, UNION, KY 41091-8323
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Intrafamily Transfer, Transfer
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
May 12, 2017	Deed of Trust, Mortgage · Construction Mortgage HERITAGE BANK
Jul 16, 2019	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	2022858777
Deed Book / Page	1180 / 853
Last Transfer Date	Aug 29, 2023
Transfer Doc	0D1215/432
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Dec 20, 2023
Property Address	1788 CEDAR TER, FLORENCE, KY 41042-7956
Document Number	0D1215/432
Book / Page	D1215 / 432
Map Reference	CAB 5 SL 182
Instrument Date	Aug 29, 2023
Instrument	995803
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14048 BRIDLEGATE DR, UNION, KY 41091-8323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1788 CEDAR TER, FLORENCE, KY 41042-7956

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jan 13, 2022
Property Address	1788 CEDAR TER, FLORENCE, KY 41042-7956
Document Number	0D1180/853
Book / Page	D1180 / 853
Map Reference	CAB 5 SL 182
Instrument Date	Jan 5, 2022
Instrument	858777
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9007 MOUNTAIN PRESERVE BLVD, 9007, GURLEY, AL 35748-4510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9962 MARHID, UNION, KY 41091

Mortgage

Document Number	0000858778
Date	Jan 13, 2022
Instrument	858778

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	1788 CEDAR TER, FLORENCE, KY 41042-7956
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4025/070
Date	May 12, 2017
Book Page	M4025/070
Instrument	726618

Lender

Name	HERITAGE BANK
Type	Bank
Address	ERLANGER, KY 41018

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2022

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jul 16, 2019
Property Address	1788 CEDAR TER, FLORENCE, KY 41042-7956
Document Number	D1129/263
Book / Page	D1129 / 263
Map Reference	CAB 5 SL 293
Instrument Date	Jul 10, 2019
Instrument	778614
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 18663, ERLANGER, KY 41018-0663

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1788 CEDAR TER, FLORENCE, KY 41042-7956

Mortgage

Document Number	778615
Date	Jul 16, 2019
Instrument	778615

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,151.00 (-2.09%)	$225,100 (-) Land $15,000 Building $210,100
2024			$225,100 (-) Land $15,000 Building $210,100
2023	$2,197.00 (+3%)	$225,100 (-) Land $15,000 Building $210,100	$225,100 (-) Land $15,000 Building $210,100
2022	$2,133.00	$225,100 Land $15,000 Building $210,100	$225,100 Land $15,000 Building $210,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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