Bay County property record for 165 Martingale Loop, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,766 sqft · built 2021 |
| Lot Size | 0.257 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $489,500 (Mar 2024) |
| Tax Bill | $5,543 (2024) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Feb 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11281-250-230 |
| Primary APN | 11281-250-230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,766 sqft Heated Area |
| Gross Area | 3,596 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 11,238 sqft (0.257 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 165 MARTINGALE LOOP |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | PLANTATION AT COLLEGE POINT LOT 23 ORB 4783 P 1840 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 11 |
| Legal Subdivision | PLANTATION AT COLLEGE POINT |
| Legal Lot Number | 23 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1402 |
Source: Bay County records · APN 11281-250-230
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 165 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2024 | Warranty Deed, Transfer · VA Mortgage COMMUNITY FIRST NATIONAL BANK |
| Feb 18, 2022 | Deed of Trust, Mortgage · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Nov 18, 2021 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| May 12, 2020 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Jan 14, 2020 | Loan Modification, Mortgage NOT AVAILABLE |
| Dec 28, 2018 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Sep 24, 2018 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on Record |
| Deed Sale | Mar 19, 2024 · Amount on Record |
| Prior Sale | Nov 18, 2021 · Amount on Record |
| Deed Document Number | 2024015527 |
| Deed Book / Page | 4783 / 1840 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 19, 2024 |
| Property Address | 165 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0047831840 |
| Book / Page | 4783 / 1840 |
| Map Reference | MB 25 PG 28-31 |
| Instrument Date | Mar 18, 2024 |
| Instrument | 2024015527 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2024 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,426.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 NEARSHORE LN, LAUREL, MD 20724-2149 |
| Name | Verified Name |
|---|---|
| Address | 165 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0047831842 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 4783/1842 |
| Name | COMMUNITY FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 165 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1141 7TH ST, SOUTHPORT, FL 32409-1210 |
| Document Number | 0045252139 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 4525/2139 |
| Instrument | 2022012032 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 18, 2021 |
| Property Address | 165 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0044880435 |
| Book / Page | 4488 / 435 |
| Map Reference | MB 25 PG 28-31 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021088262 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,184.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 165 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0004488436 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 4488/436 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 165 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0042571104 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235 |
| Document Number | 0042571104 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 004257/001104 |
| Instrument | 35267 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32401 |
| Term | 12 Months |
|---|---|
| Due | May 31, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 165 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0042151314 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 165 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0040821427 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235 |
| Document Number | 0040821427 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 004082/001427 |
| Instrument | 9486 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32401 |
| Term | 12 Months |
|---|---|
| Due | Jan 23, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 165 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0040561526 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235 |
| Document Number | 0040561526 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 004056/001526 |
| Instrument | 61522 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32401 |
| Term | 12 Months |
|---|---|
| Due | Oct 29, 2019 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $415,839 (+5.45%) Land $70,600 Building $345,239 | $415,839 (-2.65%) Land $70,600 Building $345,239 | |
| 2024 | $5,543.00 (+23.48%) | ||
| 2023 | $4,489.00 (+11.64%) Homeowner's exemption | $394,362 (+3%) | $427,156 (+10.2%) Land $60,400 Building $366,756 |
| 2022 | $4,021.00 Homeowner's exemption | $382,876 | $387,607 Land $55,000 Building $332,607 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 361 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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