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184 Clifton Bay Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 184 Clifton Bay Loop, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,888 sqft · built 2019
Lot Size0.11 acres (4,791 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Mar 2021)
Tax Bill$8,901 (2025)
Deeds & MortgagesMar 2021 Sale
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN023719-0970

Property Details

APN / Parcel Number

Primary APN023719-0970

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,888 sqft Living Area
Gross Area2,388 sqft
1st Floor Area822 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area100 sqft
Patio Area602 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address184 CLIFTON BAY LOOP
CitySAINT JOHNS
StateFL
Zip32259-9141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 97 OR5200/1242
Legal Range28E
Legal Township05S
Legal Section09
Legal SubdivisionTWIN CREEKS NORTH PARCELS 2 AND 3 PHASE
Legal Phase1
Legal Block1
Legal Lot Number97
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2018
Census Tract20904

Owner

184 Clifton Bay Loop is owned and occupied by two individuals who bought it in March 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address184 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Warranty Deed, Transfer
GREYCROFT TITLE AGENCY LLC
Sep 16, 2019Special Warranty Deed, Subdivision Related Transfer · ARM
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2021 · Amount on File
Deed SaleMar 8, 2021 · Amount on File
Prior SaleSep 16, 2019 · Amount on File
Deed Document Number202125649
Deed Book / Page5200 / 1242
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 8, 2021
Property Address184 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141
Document Number0052001242
Book / Page5200 / 1242
Map ReferenceMB 88 PG 52-69
Instrument DateFeb 26, 2021
Instrument2021025649
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyGREYCROFT TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$2,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5831 JUSTICIA LOOP, LAND O LAKES, FL 34639-2711

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141

September 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 16, 2019
Property Address184 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141
Document Number0047951316
Book / Page4795 / 1316
Map ReferenceMB 68 PG 52
Instrument DateSep 13, 2019
Instrument2019068470
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141

Mortgage

Document Number0047951320
DateSep 16, 2019
Instrument4795/1320
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.25%
Index1-Year LIBOR
Max Rate8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 184 Clifton Bay Loop was $8,901 with a homeowner's exemption, up 6.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$345,424 (-8.39%) Land $95,000 Building $250,424$345,424 (-10.49%) Land $95,000 Building $250,424
2025$8,901.00 (+6.41%) Homeowner's exemption$377,066 (+2.9%)$385,895 (-7.8%) Land $95,000 Building $290,895
2024$8,365.00 (+2.44%) Homeowner's exemption$366,439 (+3%)$418,533 (+15.11%) Land $110,000 Building $308,533
2023$8,166.00 (+4.65%) Homeowner's exemption$355,766 (+3%)$363,608 (+5.27%) Land $95,000 Building $268,608
2022$7,803.00 Homeowner's exemption$345,404$345,404 Land $84,000 Building $261,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 Clifton Bay Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Clifton Bay Loop is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20

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