St. Johns County property record for 160 Clifton Bay Loop, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,298 sqft · built 2018 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Company Name on Record |
| Last Sale | $599,900 (Feb 2023) |
| Tax Bill | $9,911 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023719-1010 |
| Primary APN | 023719-1010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,298 sqft Living Area |
| Gross Area | 2,694 sqft |
| 1st Floor Area | 827 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 100 sqft |
| Patio Area | 706 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 160 CLIFTON BAY LOOP |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 101 OR5708/1047 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 101 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2028 STATE ROUTE 125, AMELIA, OH 45102-2354 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Oct 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Aug 1, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2023 · Amount on Record |
| Deed Sale | Feb 13, 2023 · Amount on Record |
| Prior Sale | Aug 1, 2018 · Amount on Record |
| Deed Document Number | 202311261 |
| Deed Book / Page | 5708 / 1047 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 160 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 160 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141 |
| Document Number | 0051741893 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 5174/1893 |
| Instrument | 2021014520 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 13, 2023 |
| Property Address | 160 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141 |
| Document Number | 0057081047 |
| Book / Page | 5708 / 1047 |
| Map Reference | MB 88 PG 52-69 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 2023011261 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,199.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 EVANS DR, JACKSONVILLE BEACH, FL 32250-2629 |
| Name | Verified Name |
|---|---|
| Address | 2028 STATE ROUTE 125, AMELIA, OH 45102-2354 |
| Document Number | 0057081049 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 5708/1049 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 160 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141 |
| Document Number | 0048191271 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 160 CLIFTON BAY LOOP ST JOHNS FL 322599141, ST JOHNS, FL 32259-9141 |
| Document Number | 0048191271 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 004819/001271 |
| Instrument | 79793 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 1, 2018 |
| Property Address | 160 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141 |
| Document Number | 0045900063 |
| Book / Page | 4590 / 0063 |
| Map Reference | MB88 PG52 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 2018055506 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 160 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141 |
| Document Number | 2018055507 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 2018055507 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,927 (-10.01%) Land $95,000 Building $276,927 | $371,927 (-10.01%) Land $95,000 Building $276,927 | |
| 2025 | $9,911.00 (+0.35%) | $413,311 (+28.01%) | $413,311 (+5.59%) Land $95,000 Building $318,311 |
| 2024 | $9,876.00 (+27.47%) | ||
| 2023 | $7,748.00 (+4.79%) Homeowner's exemption | $322,865 (+3%) | $391,442 (+6.43%) Land $95,000 Building $296,442 |
| 2022 | $7,394.00 Homeowner's exemption | $313,461 | $367,807 Land $84,000 Building $283,807 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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