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176 Clifton Bay Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 176 Clifton Bay Loop, Saint Johns, FL 32259 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,253 sqft · built 2018
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on File
Last Sale$560,000 (Sep 2022)
Tax Bill$9,224 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN023719-0980

Property Details

APN / Parcel Number

Primary APN023719-0980

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,253 sqft Living Area
Gross Area2,733 sqft
1st Floor Area1,160 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address176 CLIFTON BAY LOOP
CitySAINT JOHNS
StateFL
Zip32259-9141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 98 OR5641/28
Legal Range28E
Legal Township05S
Legal Section09
Legal SubdivisionTWIN CREEKS NORTH PARCELS 2 AND 3 PHASE
Legal Phase1
Legal Block1
Legal Lot Number98
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2018
Census Tract20904

Owner

Source: St. Johns County records · APN 023719-0980

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address176 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Jun 18, 2019Special Warranty Deed, Subdivision Related Transfer · ARM
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2022 · Amount on Record
Deed SaleSep 27, 2022 · Amount on Record
Prior SaleJun 18, 2019 · Amount on Record
Deed Document Number202291884
Deed Book / Page5641 / 28
Record UpdatedJun 08, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 27, 2022
Property Address176 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141
Document Number0056410028
Book / Page5641 / 28
Map ReferenceMB 88 PG 52-69
Instrument DateSep 22, 2022
Instrument2022091884
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address211 CAROLYNS MILL PL, ROCKINGHAM, NC 28379-7986

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141

Mortgage

Document Number0000564130
DateSep 27, 2022
Instrument5641/30
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJun 18, 2019
Property Address176 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141
Document Number0047430334
Book / Page4743 / 0334
Map ReferenceMB 88 PG 52
Instrument DateJun 14, 2019
Instrument2019042919
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9141

Mortgage

Document Number0004743338
DateJun 18, 2019
Instrument4743/338
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4%
AdjustableAdjustable Rate Rider
Type Change DateJul 01, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9%
Index1-Year LIBOR
Max Rate9%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$360,871 (-10.02%) Land $95,000 Building $265,871$360,871 (-10.02%) Land $95,000 Building $265,871
2025$9,224.00 (+6.28%) Homeowner's exemption$401,060 (+2.44%)$401,060 (-7.71%) Land $95,000 Building $306,060
2024$8,679.00 (+2.41%) Homeowner's exemption$391,494 (+3%)$434,571 (+14.33%) Land $110,000 Building $324,571
2023$8,475.00 (+15.59%) Homeowner's exemption$380,091 (+23.15%)$380,091 (+4.93%) Land $95,000 Building $285,091
2022$7,332.00 Homeowner's exemption$308,632$362,226 Land $84,000 Building $278,226

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 206 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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