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195 Clifton Bay Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 195 Clifton Bay Loop, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,943 sqft · built 2020
Lot Size0.11 acres (4,791 sqft)
OwnerIndividual Name on Record
Last Sale$362,500 (Sep 2020)
Tax Bill$8,288 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN023719-1370

Property Details

APN / Parcel Number

Primary APN023719-1370

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area1,943 sqft Living Area
Gross Area2,492 sqft
1st Floor Area1,710 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address195 CLIFTON BAY LOOP
CitySAINT JOHNS
StateFL
Zip32259-9142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 137 OR5042/1227
Legal Range28E
Legal Township05S
Legal Section09
Legal SubdivisionTWIN CREEKS NORTH PARCELS 2 AND 3 PHASE
Legal Phase1
Legal Block1
Legal Lot Number137
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2022
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address195 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Deed Document Number202078655
Deed Book / Page5042 / 1227
Record UpdatedJun 8, 2026

September 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 15, 2020
Property Address195 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9142
Document Number0050421227
Book / Page5042 / 1227
Map ReferenceMB 88 PG 52
Instrument DateSep 10, 2020
Instrument2020078655
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,537.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9142

Mortgage

Document Number50421231
DateSep 15, 2020
Instrument5042/1231
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,510 (+2.7%)$364,551 (-10.46%) Land $95,000 Building $269,551
2025$8,288.00 (+6.12%) Homeowner's exemption$331,558 (+5.99%)$407,142 (+7.18%) Land $95,000 Building $312,142
2024$7,810.00 (+2.48%)
2023$7,621.00 (+4.84%) Homeowner's exemption$312,829 (+3%)$379,872 (+5.09%) Land $95,000 Building $284,872
2022$7,269.00 Homeowner's exemption$303,717$361,471 Land $84,000 Building $277,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20

May also be available: Xfinity.

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