18326 Alba Rd, Escalon, CA 95320 Property Records

San Joaquin County property record for 18326 Alba Rd, Escalon, CA 95320

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,667 sqft · built 1950
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2010)
Tax Bill	$4,315 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`245-090-180-000`

Property Details

APN / Parcel Number

Primary APN	`245-090-180-000`
Alternative APN	`245-090-18`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,667 sqft Living Area
1st Floor Area	1,667 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Construction Type	Wood
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	245-090-18
Street Address	18326 ALBA RD
City	ESCALON
State	CA
Zip	95320-9742
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG40
Legal Description	88-FM 03 & PT TO 19 SPLIT PM 15-143
Legal Block	3
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	ESCALON
Census Block Group	3
Census Block	3019
Census Tract	4906

Owner

18326 Alba Rd, a rural home, is owned and occupied by two individuals who acquired it in October 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18326 ALBA RD, ESCALON, CA 95320-9742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Aug 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF WEST
Mar 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2010 · Amount on File
Deed Sale	Dec 22, 2010 · Amount on File
Prior Sale	Mar 22, 2010 · Amount on File
Deed Document Number	2010165564
Last Transfer Date	Oct 8, 2020
Transfer Doc	0000138886
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 16, 2020
Property Address	18326 ALBA RD, ESCALON, CA 95320-9742
Document Number	0000138886
Map Reference	MB 15 PG 143
Instrument Date	Oct 8, 2020
Instrument	2020-138886
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18326 ALBA RD, ESCALON, CA 95320-9742

Mortgage

Document Number	0000138887
Date	Oct 16, 2020
Instrument	2020-138887

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	18326 ALBA RD, ESCALON, CA 95320-9742
Document Number	0000141514
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18326 ALBA RD ESCALON CA 953209742, ESCALON, CA 95320-9742

Mortgage

Document Number	0000141514
Date	Dec 6, 2019
Instrument	141514

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	18326 ALBA RD, ESCALON, CA 95320-9742
Document Number	0000103927
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18326 ALBA RD ESCALON CA 953209742, ESCALON, CA 95320-9742

Mortgage

Document Number	0000103927
Date	Sep 8, 2017
Instrument	103927

Lender

Name	BANK OF WEST
Address	ESCALON, CA 95320

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 7, 2042

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	18326 ALBA RD, ESCALON, CA 95320-9742
Document Number	0000043250
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18326 ALBA RD ESCALON CA 953209742, ESCALON, CA 95320-9742

Mortgage

Document Number	0000043250
Date	Apr 18, 2017
Instrument	43250

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 18326 Alba Rd was $4,315 with a homeowner's exemption, up 1.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Escalon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,315.00 (+1.82%)
2025	$4,238.00 Homeowner's exemption	$384,338 Land $140,923 Building $243,415
2023	$4,036.00 (+1.64%) Homeowner's exemption	$369,415 Land $135,451 Building $233,964
2022	$3,971.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18326 Alba Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18326 Alba Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH SAN JOAQUIN IRRIGATION DISTRICT serves 0 people · EPA ID CA5010040
Water Source	Surface water
Last State Inspection	Sep 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ezWave Fixed Wireless	1,000 / 200
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Ayera Technologies.

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