Jackson County property record for 183 Cross St, Jackson, OH 45640
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,100 sqft · built 1910 |
| Lot Size | 0.245 acres (10,668 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,000 (Feb 2026) |
| Tax Bill | $3,584 (2025) |
| Deeds & Mortgages | Nov 2008 Mortgage Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H140140021500 |
| Primary APN | H140140021500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,668 sqft (0.245 acres) |
| Lot Dimensions | 97 ft deep x 110 ft wide |
| Terrain | Steep |
| Porch | Slab |
|---|---|
| Porch Area | 77 sqft |
| Patio Area | 166 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 183 CROSS ST |
|---|---|
| City | JACKSON |
| State | OH |
| Zip | 45640-1558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | B DAVID'S LOT #47-48 N1/2 |
| Legal Subdivision | B DAVIDS ADDITION |
| Jurisdiction | JACKSON OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 957500 |
183 Cross St is owned and occupied by two individuals who bought it in February 2026.
Source: Jackson County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 183 CROSS ST, JACKSON, OH 45640-1558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2008 | Deed of Trust, Mortgage · FHA Mortgage BIRMINGHAM BANCORP MORTGAGE CORP |
| Feb 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 19, 2008 | Fiduciary Deed, Transfer · FHA Mortgage STATWIDE HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on File |
| Deed Sale | Feb 13, 2026 · Amount on File |
| Prior Sale | Mar 7, 2013 · Amount on File |
| Deed Document Number | 2026447 |
| Deed Book / Page | 193 / 143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 183 CROSS ST, JACKSON, OH 45640-1558 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00064/2630 |
|---|---|
| Date | Nov 14, 2008 |
| Book Page | 064/2630 |
| Instrument | 200800004452 |
| Name | BIRMINGHAM BANCORP MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST BLOOMFIELD, MI 48322 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OH |
| Recording Date | Feb 13, 2026 |
| Property Address | 183 CROSS ST, JACKSON, OH 45640-1558 |
| Document Number | 000193/143 |
| Book / Page | 193 / 143 |
| Instrument Date | Feb 11, 2026 |
| Instrument | 202600447 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 183 CROSS ST, JACKSON, OH 45640-1558 |
| Document Number | 0202600448 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 202600448 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | JACKSON OH |
| Recording Date | May 19, 2008 |
| Property Address | 183 CROSS ST, JACKSON, OH 45640-1558 |
| Document Number | 00061/1004 |
| Book / Page | 061 / 1004 |
| Instrument Date | May 14, 2008 |
| Instrument | 200800002059 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | ARROW TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 183 CROSS ST, JACKSON, OH 45640-1558 |
| Document Number | 00061/1006 |
|---|---|
| Date | May 19, 2008 |
| Book Page | 061/1006 |
| Instrument | 200800002060 |
| Name | STATWIDE HOME MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | PAINESVILLE, OH 44077 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2038 |
The 2025 property tax bill for 183 Cross St was $3,584.
Source: Jackson County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Jackson County |
| Municipality | Jackson City |
| Unified School District | Jackson City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,584.00 | $73,380 Land $7,640 Building $65,740 | $209,660 Land $21,840 Building $187,820 |
| 2023 | $3,147.00 (+33.07%) | $62,320 (+34.37%) Land $7,640 Building $54,680 | |
| 2022 | $2,365.00 | $46,380 Land $7,390 Building $38,990 | |
| 2020 | $178,080 Land $21,840 Building $156,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 183 Cross St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2015–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 183 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSON serves 9,691 people · EPA ID OH4000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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