18293 Ridgeline Dr, Estero, FL 33928 Property Records

Lee County property record for 18293 Ridgeline Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,001 sqft · built 2022
Lot Size0.18 acres (7,830 sqft)
Owner2 Individual Names on Record
Last Sale$462,500 (Jan 2026)
Tax Bill$7,286 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Oct 2022 Sale
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0300C.2380

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0300C.2380
Alternative APNs
  • 273046L30300C2380
  • 10604316

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,001 sqft Living Area
Gross Area2,579 sqft
1st Floor Area1,852 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area7,830 sqft (0.18 acres)
Garage TypeAttached
Garage Area425 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area153 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number10604316
Street Address18293 RIDGELINE DR
CityESTERO
StateFL
Zip33928-9679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 1B BLOCK C LOT 238 A REPLAT OF TRACT F-2 AS DESC IN INST 2021000198492
Legal Range27E
Legal Township46S
Legal Section30
Legal SubdivisionVERDANA VILLAGE
Legal Phase1
Legal TractF-2
Legal BlockC
Legal Lot Number238
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18293 RIDGELINE DR, ESTERO, FL 33928-9679
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Warranty Deed, Transfer · Conventional Mortgage
UBS BANK USA
Oct 11, 2022Special Warranty Deed, Subdivision Related Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2026 · Amount on Record
Deed SaleJan 15, 2026 · Amount on Record
Prior SaleOct 11, 2022 · Amount on Record
Deed Document Number202611115
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 15, 2026
Property Address18293 RIDGELINE DR, ESTERO, FL 33928-9679
Document Number0000011115
Map ReferenceDOC 2021000198492
Instrument DateDec 30, 2025
Instrument2026000011115
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyCORTITLE LLC, CORE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,237.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30 ERNST CT, MAYS LANDING, NJ 08330-3465

Transferred To (Grantee/Buyer)

NameVerified Name
Address18293 RIDGELINE DR, ESTERO, FL 33928-9679

Mortgage

Document Number0000011116
DateJan 15, 2026
Instrument2026000011116
Lender
NameUBS BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateJan 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.6%
IndexSOFR Average 30-Day
Margin3
Max Rate15.6%

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateOct 11, 2022
Property Address18293 RIDGELINE DR, ESTERO, FL 33928-9679
Document Number0000307880
Map ReferenceDOC 2021000198492
Instrument DateOct 6, 2022
Instrument2022000307880
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Tax$3,612.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address8337 PROMOSO CT, NAPLES, FL 34114-2881

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,286.00 (-4.92%)$397,700 (-7.27%) Land $90,440 Building $307,260$397,700 (-7.27%) Land $90,440 Building $307,260
2023$7,663.00 (+167.66%)$428,857 (+542.48%) Land $77,348 Building $351,509$428,857 (+542.48%) Land $77,348 Building $351,509
2022$2,863.00$66,750 Land $66,750$66,750 Land $66,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 67% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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