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18287 Ridgeline Dr, Estero, FL 33928 Property Records

Lee County property record for 18287 Ridgeline Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,410 sqft · built 2022
Lot Size0.18 acres (7,830 sqft)
Owner2 Individual Names on File
Last Sale$631,300 (Nov 2022)
Tax Bill$8,498 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0300C.2360

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0300C.2360
Alternative APNs
  • 273046L30300C2360
  • 10604314

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,410 sqft Living Area
Gross Area4,151 sqft
1st Floor Area1,509 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof MaterialConcrete
Lot Area7,830 sqft (0.18 acres)
View / LotLake
Garage TypeAttached
Garage Area691 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number10604314
Street Address18287 RIDGELINE DR
CityESTERO
StateFL
Zip33928-9679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 1B BLOCK C LOT 236 A REPLAT OF TRACT F-2 AS DESC IN INST 2021000198492
Legal Range27E
Legal Township46S
Legal Section30
Legal SubdivisionVERDANA VILLAGE
Legal Phase1
Legal TractF-2
Legal BlockC
Legal Lot Number236
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

18287 Ridgeline Dr is owned and occupied by two individuals who bought it in November 2022.

Source: Lee County records, as of April 28, 2026

Owner of Record2 Individual Names on File
Mailing Address18287 RIDGELINE DR, ESTERO, FL 33928-9679
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2022 · Amount on File
Deed SaleNov 14, 2022 · Amount on File
Deed Document Number2022343929
Record UpdatedJun 8, 2026

November 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateNov 14, 2022
Property Address18287 RIDGELINE DR, ESTERO, FL 33928-9679
Document Number0000343929
Map ReferenceDOC 2021000198492
Instrument DateOct 28, 2022
Instrument2022000343929
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,419.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address18287 RIDGELINE DR, ESTERO, FL 33928-9679

Mortgage

Document Number0000343930
DateNov 14, 2022
Instrument2022000343930
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 18287 Ridgeline Dr was $8,498 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,498.00 Homeowner's exemption$529,889 Land $97,708 Building $432,181$529,889 Land $97,708 Building $432,181
2023$9,134.00 (+252.8%)$539,838 (+684.48%) Land $86,108 Building $453,730$539,838 (+684.48%) Land $86,108 Building $453,730
2022$2,589.00$68,815 Land $68,815$68,815 Land $68,815

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18287 Ridgeline Dr in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18287 Ridgeline Dr is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 67% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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