18282 Ridgeline Dr, Estero, FL 33928 Property Records

Lee County property record for 18282 Ridgeline Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,357 sqft · built 2023
Lot Size	0.214 acres (9,330 sqft)
Owner	2 Individual Names on File
Last Sale	$715,800 (Mar 2023)
Tax Bill	$11,241 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-46-27-L3-0300C.3040`

Property Details

APN / Parcel Number

Primary APN	`30-46-27-L3-0300C.3040`
Alternative APNs	`273046L30300C3040` `10604376`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,357 sqft Living Area
Gross Area	4,054 sqft
1st Floor Area	1,605 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Concrete Block/Stucco
Roof Material	Concrete
Lot Area	9,330 sqft (0.214 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	697 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	1 sqft
Porch	Slab
Patio Area	1,060 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10604376
Street Address	18282 RIDGELINE DR
City	ESTERO
State	FL
Zip	33928-9680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	VERDANA VILLAGE PHASE 1B BLOCK C LOT 304 A REPLAT OF TRACT F-2 AS DESC IN INST 2021000198492
Legal Range	27E
Legal Township	46S
Legal Section	30
Legal Subdivision	VERDANA VILLAGE
Legal Phase	1
Legal Tract	F-2
Legal Block	C
Legal Lot Number	304
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	50312

Owner

18282 Ridgeline Dr is owned and occupied by two individuals who bought it in March 2023.

Source: Lee County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18282 RIDGELINE DR, ESTERO, FL 33928-9680
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Deed Document Number	2023113924
Record Updated	Oct 29, 2026

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 30, 2023
Property Address	18282 RIDGELINE DR, ESTERO, FL 33928-9680
Document Number	0000113924
Map Reference	DOC 2021000198492
Instrument Date	Mar 24, 2023
Instrument	2023000113924
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,010.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18282 RIDGELINE DR, ESTERO, FL 33928-9680

Mortgage

Document Number	0000113925
Date	Mar 30, 2023
Instrument	2023000113925

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 18282 Ridgeline Dr was $11,241 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$690,899 (-3.72%) Land $96,819 Building $594,080	$690,899 (-13.47%) Land $96,819 Building $594,080
2025	$11,241.00 Homeowner's exemption	$717,558	$798,430 Land $105,524 Building $692,906
2023	$3,512.00 (+15.6%)	$102,593 (+24.24%) Land $102,593	$102,593 (+24.24%) Land $102,593
2022	$3,038.00	$82,575 Land $82,575	$82,575 Land $82,575

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18282 Ridgeline Dr in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 205 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	329 units insured incl. 124 condo units
Nearby Flood Claims	42 (1981–2024)
Claims Outside the SFHA	9 of 42
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18282 Ridgeline Dr is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20