Lee County property record for 18294 Ridgeline Dr, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,001 sqft · built 2022 |
| Lot Size | 0.188 acres (8,205 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $483,000 (Jun 2022) |
| Tax Bill | $8,467 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-46-27-L3-0300C.3020 |
| Primary APN | 30-46-27-L3-0300C.3020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,001 sqft Living Area |
| Gross Area | 2,489 sqft |
| 1st Floor Area | 1,852 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 8,205 sqft (0.188 acres) |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 1 sqft |
| Porch | Florida Room |
| Porch Area | 904 sqft |
| Patio Area | 904 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 10604374 |
|---|---|
| Street Address | 18294 RIDGELINE DR |
| City | ESTERO |
| State | FL |
| Zip | 33928-9680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPD |
| Legal Description | VERDANA VILLAGE PHASE 1B BLOCK C LOT 302 A REPLAT OF TRACT F-2 AS DESC IN INST 2021000198492 |
| Legal Range | 27E |
| Legal Township | 46S |
| Legal Section | 30 |
| Legal Subdivision | VERDANA VILLAGE |
| Legal Phase | 1 |
| Legal Tract | F-2 |
| Legal Block | C |
| Legal Lot Number | 302 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50312 |
18294 Ridgeline Dr is owned and occupied by two individuals who bought it in June 2022.
Source: Lee County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18294 RIDGELINE DR, ESTERO, FL 33928-9680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Jun 21, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on File |
| Deed Sale | Jun 21, 2022 · Amount on File |
| Deed Document Number | 2022206147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 18294 RIDGELINE DR, ESTERO, FL 33928-9680 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 18294 RIDGELINE DR, ESTERO, FL 33928-9680 |
| Document Number | 0000029728 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 2024000029728 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Jan 31, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jun 21, 2022 |
| Property Address | 18294 RIDGELINE DR, ESTERO, FL 33928-9680 |
| Document Number | 0000206147 |
| Map Reference | DOC 2021000198492 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022000206147 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,381.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
| Name | Verified Name |
|---|---|
| Address | 18294 RIDGELINE DR, ESTERO, FL 33928-9680 |
| Document Number | 0000206148 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022000206148 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 18294 Ridgeline Dr was $8,467 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504,508 (-4.36%) Land $82,365 Building $422,143 | $504,508 (-4.36%) Land $82,365 Building $422,143 | |
| 2025 | $8,467.00 Homeowner's exemption | $527,519 Land $90,440 Building $437,079 | $527,519 Land $90,440 Building $437,079 |
| 2023 | $7,539.00 (+87.16%) | $419,546 (+172.47%) Land $81,063 Building $338,483 | $419,546 (+172.47%) Land $81,063 Building $338,483 |
| 2022 | $4,028.00 | $153,977 Land $153,977 | $153,977 Land $153,977 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 18294 Ridgeline Dr in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 124 condo units |
| Nearby Flood Claims | 42 (1981–2024) |
| Claims Outside the SFHA | 9 of 42 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18294 Ridgeline Dr is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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