1828 Thunderbolt St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1828 Thunderbolt St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,574 sqft · built 2012
Lot Size	0.382 acres (16,640 sqft)
Owner	2 Owner Names on File
Last Sale	$251,400 (Dec 2012)
Tax Bill	$2,635 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-2S-27-2790-00300-0120`

Property Details

APN / Parcel Number

Primary APN	`24-2S-27-2790-00300-0120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,574 sqft Heated Area
Gross Area	3,735 sqft
1st Floor Area	2,994 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	16,640 sqft (0.382 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	741 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	242S272790003000120
Street Address	1828 THUNDERBOLT ST
City	NAVARRE
State	FL
Zip	32566-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH SHORES 1ST ADD LOT 12 BLK 3 AS DES IN OR 3203 PG 548
Legal Range	27W
Legal Township	02S
Legal Section	24
Legal Subdivision	NORTH SHORES/ALL
Legal Block	3
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1013
Census Tract	10821

Owner

The current owner of 1828 Thunderbolt St bought it in December 2012.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Owner Names on File
Mailing Address	1828 THUNDERBOLT ST, NAVARRE, FL 32566-8427
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LENDING INC
Feb 14, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 14, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2012 · Amount on File
Deed Sale	Dec 27, 2012 · Amount on File
Prior Sale	Aug 27, 2012 · Amount on File
Deed Document Number	201261334
Deed Book / Page	3203 / 0548
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1828 THUNDERBOLT ST, NAVARRE, FL 32566-8427
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 THUNDERBOLT ST, NAVARRE, FL 32566-8427

Mortgage

Document Number	0044142009
Date	Jul 14, 2023
Book Page	4414/2009
Instrument	202331542

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1828 THUNDERBOLT ST, NAVARRE, FL 32566-8427
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 THUNDERBOLT ST, NAVARRE, FL 32566-8427

Mortgage

Document Number	0042451375
Date	Feb 14, 2022
Book Page	4245/1375
Instrument	202208667

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1828 THUNDERBOLT ST, NAVARRE, FL 32566-8427
Document Number	0036441241
Book / Page	003644 / 001241
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1828 THUNDERBOLT ST NAVARRE FL 325668427, NAVARRE, FL 32566-8427

Mortgage

Document Number	0036441241
Date	Jul 20, 2017
Book Page	003644/001241
Instrument	29625

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,635.00 (+2.41%) Homeowner's exemption	$248,301 (+3%)	$375,957 (+7.95%) Land $70,000 Building $305,957
2023	$2,573.00 (+2.84%) Homeowner's exemption	$241,069 (+3%)	$348,281 (+2.87%) Land $45,000 Building $303,281
2022	$2,502.00 Homeowner's exemption	$234,048	$338,554 Land $40,000 Building $298,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1828 Thunderbolt St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1828 Thunderbolt St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Ripple Broadband.

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