1796 Thunderbolt St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1796 Thunderbolt St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 2023
Lot Size	0.411 acres (17,903 sqft)
Owner	2 Individual Names on File
Last Sale	$379,500 (Jul 2023)
Tax Bill	$3,630 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-2S-27-2790-00300-0080`

Property Details

APN / Parcel Number

Primary APN	`24-2S-27-2790-00300-0080`
Alternative APN	`S272242790003000080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	2,263 sqft
1st Floor Area	1,518 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	17,903 sqft (0.411 acres)
Garage Type	Attached
Garage Area	429 sqft
Porch	Slab
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1796 THUNDERBOLT ST
City	NAVARRE
State	FL
Zip	32566-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH SHORES 1ST ADD LOT 8 BLK 3 AS DES IN OR 4418 PG 1502
Legal Range	27W
Legal Township	2S
Legal Section	24
Legal Subdivision	NORTH SHORES/ALL
Legal Block	3
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1013
Census Tract	10821

Owner

1796 Thunderbolt St is owned and occupied by two individuals who bought it in July 2023.

Source: Santa Rosa County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1796 THUNDERBOLT ST, NAVARRE, FL 32566-8401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
May 16, 2022	Intrafamily Transfer, Transfer BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC
Dec 22, 2020	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	Dec 22, 2020 · Amount on File
Deed Document Number	202333601
Deed Book / Page	4418 / 1502
Prior Transfer Date	Apr 25, 2022
Prior Transfer Doc	0042840070
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 26, 2023
Property Address	1796 THUNDERBOLT ST, NAVARRE, FL 32566-8401
Document Number	0044181502
Book / Page	4418 / 1502
Map Reference	MB C PG 67
Instrument Date	Jul 26, 2023
Instrument	202333601
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,656.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1796 THUNDERBOLT ST, NAVARRE, FL 32566-8401

Mortgage

Document Number	0044181505
Date	Jul 26, 2023
Instrument	4418/1505

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	May 16, 2022
Property Address	1796 THUNDERBOLT ST, NAVARRE, FL 32566-8401
Document Number	0042840070
Book / Page	4284 / 70
Map Reference	MB C PG 67
Instrument Date	Apr 25, 2022
Instrument	202229443
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3660 WIMBLEDON DR, PENSACOLA, FL 32504-4510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5437 BERRYHILL RD, MILTON, FL 32570-8026

December 2020: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 22, 2020
Property Address	NAVARRE, FL 32566
Document Number	0040461305
Book / Page	004046 / 001305
Instrument Date	Dec 21, 2020
Instrument	69482
Transaction Type	Foreclosure
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$184.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7760 LAKESIDE DR MILTON FL 325837910, MILTON, FL 32583-7910

Tax Assessment & Valuation

The 2025 property tax bill for 1796 Thunderbolt St was $3,630, up 3% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,630.00 (+3.01%)	$304,553 (+2.69%) Land $70,000 Building $234,553	$304,553 (+2.69%) Land $70,000 Building $234,553
2024	$3,524.00 (+599.21%)	$296,583 (+841.53%) Land $70,000 Building $226,583	$296,583 (+841.53%) Land $70,000 Building $226,583
2023	$504.00 (+43.59%)	$31,500 (+12.5%) Land $31,500	$31,500 (+12.5%) Land $31,500
2022	$351.00	$28,000	$28,000 Land $28,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1796 Thunderbolt St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1796 Thunderbolt St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Ripple Broadband.

Nearby Properties on Thunderbolt St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures