1777 Thunderbolt St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1777 Thunderbolt St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,063 sqft · built 2017
Lot Size	0.419 acres (18,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jan 2025)
Tax Bill	$3,504 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2017 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-2S-27-2790-00200-0100`

Property Details

APN / Parcel Number

Primary APN	`24-2S-27-2790-00200-0100`
Alternative APN	`S272242790002000100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,063 sqft Living Area
Gross Area	2,851 sqft
1st Floor Area	2,063 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	18,252 sqft (0.419 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1777 THUNDERBOLT ST
City	NAVARRE
State	FL
Zip	32566-8402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 BLK 2 NORTH SHORES 1ST ADD AS DES IN OR 4577 PG 998
Legal Range	27W
Legal Township	2S
Legal Section	24
Legal Subdivision	NORTH SHORES/ALL
Legal Block	2
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1011
Census Tract	10821

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1777 THUNDERBOLT ST, NAVARRE, FL 32566-8402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Sep 15, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 29, 2017	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK
Jan 12, 2017	Warranty Deed, Transfer GUARANTEE TITLE/NORTHWEST FL
Dec 15, 2016	Loan Modification, Mortgage REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2025 · Amount on Record
Deed Sale	Jan 7, 2025 · Amount on Record
Prior Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	2025953
Deed Book / Page	4577 / 998
Prior Transfer Date	Jul 9, 2012
Prior Transfer Doc	0031580792
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 21, 2021
Property Address	1777 THUNDERBOLT ST, NAVARRE, FL 32566-8402
Document Number	0041070842
Book / Page	4107 / 842
Map Reference	MB C PG 67
Instrument Date	Apr 19, 2021
Instrument	202126526
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 LAKE LURE LN, 120, ABERDEEN, NC 28315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 THUNDERBOLT ST, NAVARRE, FL 32566-8402

Mortgage

Document Number	4107844
Date	Apr 21, 2021
Instrument	4107/844

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 15, 2017
Property Address	1777 THUNDERBOLT ST, NAVARRE, FL 32566-8402
Document Number	0036611235
Book / Page	003661 / 001235
Instrument Date	Sep 13, 2017
Instrument	38446
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,691.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1777 THUNDERBOLT ST NAVARRE FL 325668402, NAVARRE, FL 32566-8402

Mortgage

Document Number	36611237
Date	Sep 15, 2017
Book Page	003661/001237
Instrument	38447

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 29, 2017
Property Address	1777 THUNDERBOLT ST, NAVARRE, FL 32566-8402
Document Number	0036371821
Book / Page	003637 / 001821
Instrument Date	Apr 12, 2017
Instrument	26421
Transaction Type	Mortgage
Record Updated	Jul 10, 2017
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	36371821
Date	Jun 29, 2017
Book Page	003637/001821
Instrument	26421

Lender

Name	CENTENNIAL BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 12, 2017
Property Address	1777 THUNDERBOLT ST, NAVARRE, FL 32566-8402
Document Number	0035901271
Book / Page	003590 / 001271
Instrument Date	Dec 16, 2016
Instrument	1336
Transaction Type	Transfer
Record Updated	Jan 25, 2017
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transaction

Amount	Amount Recorded
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4229 HIGHWAY 90 MILTON FL 325712011, MILTON, FL 32571-2011

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	1777 THUNDERBOLT ST, NAVARRE, FL 32566-8402
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	35901273
Date	Jan 12, 2017
Book Page	003590/001273
Instrument	1337

Lender

Name	REGIONS BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,504.00 (+8.72%)	$328,560 (+7.71%) Land $70,000 Building $258,560	$328,560 (+1.77%) Land $70,000 Building $258,560
2024	$3,223.00 (+22.41%) Homeowner's exemption	$305,048 (+3%)	$322,844 (+8.92%) Land $70,000 Building $252,844
2023	$2,633.00 (-14.43%) Homeowner's exemption	$296,163 (+3%)	$296,407 (+3.09%) Land $45,000 Building $251,407
2022	$3,077.00 Homeowner's exemption	$287,536	$287,536 Land $40,000 Building $247,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Ripple Broadband.

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