1807 Thunderbolt St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1807 Thunderbolt St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,143 sqft · built 2021
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2021)
Tax Bill	$4,669 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-2S-27-2790-00200-0140`

Property Details

APN / Parcel Number

Primary APN	`24-2S-27-2790-00200-0140`
Alternative APN	`S272242790002000140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,143 sqft Living Area
Gross Area	3,151 sqft
1st Floor Area	2,143 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Wood Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	742 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1807 THUNDERBOLT ST
City	NAVARRE
State	FL
Zip	32566-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH SHORES 1ST ADDITION LOT 14 BLK 2 AS DES IN OR 4133 PG 1186
Legal Range	27W
Legal Township	2S
Legal Section	24
Legal Subdivision	NORTH SHORES/ALL
Legal Block	2
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1011
Census Tract	10821

Owner

Source: Santa Rosa County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17810 HITHER HILLS CIR, WINTER GARDEN, FL 34787-8511
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Jun 15, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Aug 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	202140047
Deed Book / Page	4133 / 1186
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1807 THUNDERBOLT ST, NAVARRE, FL 32566-8428
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8173 E BAY BLVD, NAVARRE, FL 32566-8976

Mortgage

Document Number	0040211441
Date	Oct 29, 2020
Book Page	4021/1441
Instrument	202056836

Lender

Name	WHITNEY BANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 15, 2021
Property Address	1807 THUNDERBOLT ST, NAVARRE, FL 32566-8428
Document Number	0041331186
Book / Page	4133 / 1186
Map Reference	MB C PG 67
Instrument Date	Jun 15, 2021
Instrument	202140047
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2023
Title Company	COTTON LAND TITLE INC, COTTON LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8173 EAST BAY BLVDA, NAVARRE, FL 32566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 THUNDERBOLT ST, NAVARRE, FL 32566-8428
Investor	Possibly a Property Investor

Mortgage

Document Number	0041331187
Date	Jun 15, 2021
Instrument	4133/1187

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 13, 2020
Property Address	1807 THUNDERBOLT ST, NAVARRE, FL 32566-8428
Document Number	0039891770
Book / Page	003989 / 001770
Instrument Date	Aug 5, 2020
Instrument	41114
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8173 E BAY BLVD #A NAVARRE FL 325668977, A, NAVARRE, FL 32566-8977

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,669.00 (+2.64%)	$390,465 (+2.27%) Land $70,000 Building $320,465	$390,465 (+2.27%) Land $70,000 Building $320,465
2024	$4,549.00 (+6.06%)	$381,782 (+7.75%) Land $70,000 Building $311,782	$381,782 (+7.75%) Land $70,000 Building $311,782
2023	$4,289.00 (+2.98%)	$354,309 (+3.87%) Land $45,000 Building $309,309	$354,309 (+3.87%) Land $45,000 Building $309,309
2022	$4,165.00	$341,120	$341,120 Land $40,000 Building $301,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Ripple Broadband.

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