1828 Key Largo Rd, Vista, CA 92081 Property Records

San Diego County property record for 1828 Key Largo Rd, Vista, CA 92081

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,386 sqft · built 1992
Lot Size	2.16 acres (94,456 sqft)
Owner	Trust Name on File
Tax Bill	$6,171 (2025)
Deeds & Mortgages	Feb 2020 Second Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-591-04-11`

Property Details

APN / Parcel Number

Primary APN	`217-591-04-11`
Alternative APN	`2175903511`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Lot Area	94,456 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2175903511
Street Address	1828 KEY LARGO RD
City	VISTA
State	CA
Zip	92081-7004
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPI
Legal Description	LOT 4 US 25PER DOC91-106775&UND INT IN TR 012459
Legal Subdivision	VISTA 89-07 PH 1
Legal Tract	012459
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1021
Census Tract	19810

Owner

1828 Key Largo Rd, a condominium, is owner-occupied and held in a trust since June 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1828 KEY LARGO RD, VISTA, CA 92081-7004
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Jun 8, 2020	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 8, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2020
Deed Sale	Jun 8, 2020
Prior Sale	Dec 28, 2015
Deed Document Number	2020292960
Prior Transfer Date	May 4, 2020
Prior Transfer Doc	0000292962
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1828 KEY LARGO RD, VISTA, CA 92081-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076098
Date	Feb 14, 2020
Instrument	2020-0076098

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 8, 2020
Property Address	1828 KEY LARGO RD, VISTA, CA 92081-7004
Document Number	0000292960
Map Reference	MAP 12459
Instrument Date	May 4, 2020
Instrument	2020-0292960
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 KEY LARGO RD, VISTA, CA 92081-7004

Mortgage

Document Number	0000292961
Date	Jun 8, 2020
Instrument	2020-0292961

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 8, 2020
Property Address	1828 KEY LARGO RD, VISTA, CA 92081-7004
Document Number	0000292962
Instrument Date	May 4, 2020
Instrument	292962
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1828 KEY LARGO RD VISTA CA 920817004, VISTA, CA 92081-7004

Tax Assessment & Valuation

The 2025 property tax bill for 1828 Key Largo Rd was $6,171 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,719 (+2%) Land $273,298 Building $223,421
2025	$6,171.00 Homeowner's exemption	$486,981 Land $267,940 Building $219,041
2023	$5,734.00 (+0.24%) Homeowner's exemption	$468,074 Land $257,537 Building $210,537
2022	$5,720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1828 Key Largo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1828 Key Largo Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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