1834 Key Largo Rd, Vista, CA 92081 Property Records

San Diego County property record for 1834 Key Largo Rd, Vista, CA 92081

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,877 sqft · built 1992
Lot Size	2.16 acres (94,456 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Sep 2014)
Tax Bill	$4,200 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-591-04-09`

Property Details

APN / Parcel Number

Primary APN	`217-591-04-09`
Alternative APN	`2175903509`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,877 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Lot Area	94,456 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2175903509
Street Address	1834 KEY LARGO RD
City	VISTA
State	CA
Zip	92081-7004
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPI
Legal Description	LOT 4 US 23PER DOC91-106775&UND INT IN TR 012459
Legal Subdivision	VISTA 89-07 PH 1
Legal Tract	012459
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1021
Census Tract	19810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7973 LA GACHA LN, CARLSBAD, CA 92009-9122
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Oct 6, 2021	Intrafamily Transfer, Transfer
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2014 · Amount on Record
Deed Sale	Sep 18, 2014 · Amount on Record
Prior Sale	Mar 22, 1999 · Amount on Record
Deed Document Number	2014402666
Last Transfer Date	Aug 29, 2024
Transfer Doc	0000239264
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 14, 2026
Property Address	1834 KEY LARGO RD, VISTA, CA 92081-7004
Document Number	0000103604
Instrument Date	Apr 8, 2026
Instrument	2026103604
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1834 KEY LARGO RD, VISTA, CA 92081-7004

Mortgage

Document Number	0000103604,
Date	Apr 14, 2026
Instrument	2026103604

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2021
Property Address	1834 KEY LARGO RD, VISTA, CA 92081-7004
Document Number	0000699071
Map Reference	MAP 12459
Instrument Date	Sep 29, 2021
Instrument	2021-0699071
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1834 KEY LARGO RD, VISTA, CA 92081-7004

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1834 KEY LARGO RD, VISTA, CA 92081-7004
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1834 KEY LARGO RD, VISTA, CA 92081-7004

Mortgage

Document Number	0000633416
Date	Sep 7, 2021
Instrument	2021-0633416

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1834 KEY LARGO RD, VISTA, CA 92081-7004
Document Number	0000058780
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1834 KEY LARGO RD VISTA CA 920817004, VISTA, CA 92081-7004

Mortgage

Document Number	0000058780
Date	Feb 14, 2018
Instrument	58780

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 13, 2033

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$490,345 (+2%) Land $226,313 Building $264,032
2025	$4,200.00 (+4.37%)	$480,731 (+4.04%) Land $221,876 Building $258,855
2024	$4,024.00 (-3.66%)
2023	$4,177.00 (-26.14%) Homeowner's exemption	$462,065 Land $213,261 Building $248,804
2022	$5,655.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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