1826 Key Largo Rd, Vista, CA 92081 Property Records

San Diego County property record for 1826 Key Largo Rd, Vista, CA 92081

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,518 sqft · built 1992
Lot Size2.16 acres (94,456 sqft)
Owner2 Trust Names on File
Last Sale$290,000 (Feb 2003)
Tax Bill$5,415 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN217-591-04-12

Property Details

APN / Parcel Number

Primary APN217-591-04-12
Alternative APN
  • 2175903512

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,518 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCondo/Apartment
Lot Area94,456 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2175903512
Street Address1826 KEY LARGO RD
CityVISTA
StateCA
Zip92081-7004
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSPI
Legal DescriptionLOT 4 US 26PER DOC91-106775&UND INT IN TR 012459
Legal SubdivisionVISTA LARGO PH 2
Legal Tract012459
Legal Block1
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1021
Census Tract19810

Owner

1826 Key Largo Rd, a condominium, is owner-occupied and held in a trust since October 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address1826 KEY LARGO RD, VISTA, CA 92081-7004
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2003 · Amount on File
Deed SaleFeb 26, 2003 · Amount on File
Prior SaleAug 31, 2001 · Amount on File
Deed Document Number2003216660
Last Transfer DateOct 16, 2020
Transfer Doc0000128042
Record UpdatedOct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 18, 2021
Property Address1826 KEY LARGO RD, VISTA, CA 92081-7004
Document Number0000128042
Map ReferenceMAP 12459
Instrument DateOct 16, 2020
Instrument2021-0128042
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyAMERICAN COAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1826 KEY LARGO RD, VISTA, CA 92081-7004

Mortgage

Document Number0000128043
DateFeb 18, 2021
Instrument2021-0128043
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1826 Key Largo Rd was $5,415 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$428,397 (+2%) Land $221,584 Building $206,813
2025$5,415.00 Homeowner's exemption$419,998 Land $217,240 Building $202,758
2023$5,038.00 (+0.26%) Homeowner's exemption$403,691 Land $208,805 Building $194,886
2022$5,025.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1826 Key Largo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1826 Key Largo Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Cox Communications, Verizon.

Nearby Properties on Key Largo Rd

Nearby Streets

Search Property Records by Address or Parcel Number