1821 Key Largo Rd, Vista, CA 92081 Property Records

San Diego County property record for 1821 Key Largo Rd, Vista, CA 92081

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,445 sqft · built 1996
Lot Size	1.18 acres (51,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Oct 2021)
Tax Bill	$9,361 (2025)
Deeds & Mortgages	May 2022 Transfer Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`217-591-20-13`

Property Details

APN / Parcel Number

Primary APN	`217-591-20-13`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,445 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	51,608 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1821 KEY LARGO RD
City	VISTA
State	CA
Zip	92081-7003
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPI
Legal Description	LOT 5 US278PER DOC95-406175&UND INT IN COMMON AREA TR 013160
Legal Subdivision	VISTA #89-07 PH 1
Legal Tract	013160
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1021
Census Tract	19810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1821 KEY LARGO RD, VISTA, CA 92081-7003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO SD
Oct 29, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Jul 2, 2003
Deed Document Number	2021756063
Prior Transfer Date	Mar 22, 1996
Prior Transfer Doc	0000185083
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2022
Property Address	1821 KEY LARGO RD, VISTA, CA 92081-7003
Document Number	0000210596
Map Reference	FILE 1995-0406175
Instrument Date	Apr 20, 2022
Instrument	2022-0210596
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1821 KEY LARGO RD, VISTA, CA 92081-7003

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 29, 2021
Property Address	1821 KEY LARGO RD, VISTA, CA 92081-7003
Document Number	0000756063
Map Reference	MAP 13160
Instrument Date	Oct 23, 2021
Instrument	2021-0756063
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1637 NORIEGA ST, SAN FRANCISCO, CA 94122-4305

Mortgage

Document Number	0000756064
Date	Oct 29, 2021
Instrument	2021-0756064

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$784,762 (+2%) Land $584,513 Building $200,249
2025	$9,361.00 (+7.97%) Homeowner's exemption	$769,375 (+4.04%) Land $573,052 Building $196,323
2023	$8,670.00 (+0.24%)	$739,500 Land $550,800 Building $188,700
2022	$8,649.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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