1826 Fowler St, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1826 Fowler St, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,252 sqft · built 2023
Lot Size	0.051 acres (2,222 sqft)
Owner	Individual Name on Record
Last Sale	$509,345 (Jul 2023)
Tax Bill	$4,993 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062G0-00-05-00700`

Property Details

APN / Parcel Number

Primary APN	`062G0-00-05-00700`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,252 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,222 sqft (0.051 acres)
Garage Area	294 sqft
Porch	Slab
Porch Area	40 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1826 FOWLER ST
City	CHARLOTTESVILLE
State	VA
Zip	22901-3271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	BELVEDERE BLK 5 LOT 7
Legal Subdivision	BELVEDERE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1001
Census Tract	10602

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1826 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed, Transfer · Conventional Mortgage TOWNE FIRST MORTGAGE LLC
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit VISION MORTGAGE INC
Dec 22, 2022	Deed, Transfer · Line of Credit ATLANTIC UNION BANK
Feb 18, 2022	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	20235814
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 10, 2023
Property Address	1826 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271
Document Number	202300005814
Map Reference	MB 5604 PG 792-794
Instrument Date	Jun 30, 2023
Instrument	202300005814
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271

Mortgage

Document Number	202300005815
Date	Jul 10, 2023
Instrument	202300005815

Lender

Name	TOWNE FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1826 FOWLER ST, CHARLOTTESVILLE, VA 22901
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001954
Date	Feb 15, 2022
Instrument	202200001954

Lender

Name	VISION MORTGAGE INC
Type	Non-Lending Institution
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 22, 2022
Property Address	1826 FOWLER ST, CHARLOTTESVILLE, VA 22901
Document Number	202200013944
Instrument Date	Nov 17, 2022
Instrument	202200013944
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$441.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 S PANTOPS DR, CHARLOTTESVILLE, VA 22911-8672

Mortgage

Document Number	202200013945
Date	Dec 22, 2022
Instrument	202200013945

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 18, 2022
Property Address	1826 FOWLER ST, CHARLOTTESVILLE, VA 22901
Document Number	202200002172
Instrument Date	Feb 18, 2022
Instrument	202200002172
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7505, CHARLOTTESVILLE, VA 22906-7505

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,993.00 (+9.57%)	$558,500 (+343.25%) Land $135,000 Building $423,500	$558,500 (+343.25%) Land $135,000 Building $423,500
2025	$4,557.00 (+73.01%)
2023	$2,634.00 (+193.97%)	$126,000 Land $126,000	$126,000 Land $126,000
2022	$896.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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