Albemarle County property record for 1814 Fowler St, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,252 sqft · built 2023 |
| Lot Size | 0.051 acres (2,222 sqft) |
| Owner | Individual Name on File |
| Last Sale | $509,900 (Sep 2023) |
| Tax Bill | $4,993 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Feb 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062G0-00-05-01100 |
| Primary APN | 062G0-00-05-01100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,252 sqft Finished Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 2,222 sqft (0.051 acres) |
| Garage Area | 294 sqft |
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 1814 FOWLER ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-3271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | BELVEDERE BLK 5 LOT 11 |
| Legal Subdivision | BELVEDERE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10602 |
Source: Albemarle County records · APN 062G0-00-05-01100
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1814 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 05, 2023 | Deed, Transfer · Conventional Mortgage TOWNE FIRST MORTGAGE LLC |
| Feb 15, 2022 | Deed of Trust, Mortgage · Line of Credit VISION MORTGAGE INC |
| Mar 21, 2023 | Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Feb 18, 2022 | Correction Deed |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 2023 · Amount on Record |
| Deed Sale | Sep 05, 2023 · Amount on Record |
| Prior Sale | Mar 21, 2023 · Amount on Record |
| Deed Document Number | 20237750 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Sep 05, 2023 |
| Property Address | 1814 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271 |
| Document Number | 202300007750 |
| Map Reference | MB 5604 PG 792-794 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 202300007750 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1814 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271 |
| Document Number | 202300007752 |
|---|---|
| Date | Sep 05, 2023 |
| Instrument | 202300007752 |
| Name | TOWNE FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1814 FOWLER ST, CHARLOTTESVILLE, VA 22901 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202200001954 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 202200001954 |
| Name | VISION MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTESVILLE, VA 22901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Mar 21, 2023 |
| Property Address | 1814 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271 |
| Document Number | 202300002141 |
| Map Reference | MB 5604 PG 792-794 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 202300002141 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $546.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 142 S PANTOPS DR, CHARLOTTESVILLE, VA 22911-8672 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Feb 18, 2022 |
| Property Address | 1814 FOWLER ST, CHARLOTTESVILLE, VA 22901 |
| Document Number | 202200002172 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 202200002172 |
| Record Updated | Jun 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7505, CHARLOTTESVILLE, VA 22906-7505 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,993.00 (+9.57%) | $558,500 (+343.25%) Land $135,000 Building $423,500 | $558,500 (+343.25%) Land $135,000 Building $423,500 |
| 2025 | $4,557.00 (+115.46%) | ||
| 2023 | $2,115.00 (+136.05%) | $126,000 Land $126,000 | $126,000 Land $126,000 |
| 2022 | $896.00 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 1,000 / 1,000 |
May also be available: T-Mobile USA, Verizon, Xfinity.
Based on FCC filings for 326 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACSA URBAN AREA serves 77,408 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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