1822 Fowler St, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1822 Fowler St, Charlottesville, VA 22901 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,252 sqft · built 2023
Lot Size	0.076 acres (3,311 sqft)
Owner	Individual Name on File
Last Sale	$138,600 (Jul 2023)
Tax Bill	$5,322 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062G0-00-05-00900`

Property Details

APN / Parcel Number

Primary APN	`062G0-00-05-00900`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,252 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,311 sqft (0.076 acres)
Garage Area	294 sqft
Porch	Slab
Porch Area	40 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1822 FOWLER ST
City	CHARLOTTESVILLE
State	VA
Zip	22901-3271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELVEDERE BLK 5 LOT 9
Legal Subdivision	BELVEDERE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1001
Census Tract	10602

Owner

Source: Albemarle County records · APN 062G0-00-05-00900

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1822 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit VISION MORTGAGE INC
Dec 22, 2022	Deed, Transfer · Line of Credit ATLANTIC UNION BANK
Feb 18, 2022	Correction Deed

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	20236087
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 17, 2023
Property Address	1822 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271
Document Number	202300006087
Map Reference	MB 5604 PG 792-794
Instrument Date	Jul 06, 2023
Instrument	202300006087
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1822 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271

Mortgage

Document Number	202300006088
Date	Jul 17, 2023
Instrument	202300006088

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Aug 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Margin	3
Max Rate	10.6%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1822 FOWLER ST, CHARLOTTESVILLE, VA 22901
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001954
Date	Feb 15, 2022
Instrument	202200001954

Lender

Name	VISION MORTGAGE INC
Type	Non-Lending Institution
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 22, 2022
Property Address	1822 FOWLER ST, CHARLOTTESVILLE, VA 22901
Document Number	202200013944
Instrument Date	Nov 17, 2022
Instrument	202200013944
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$441.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 S PANTOPS DR, CHARLOTTESVILLE, VA 22911-8672

Mortgage

Document Number	202200013945
Date	Dec 22, 2022
Instrument	202200013945

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 18, 2022
Property Address	1822 FOWLER ST, CHARLOTTESVILLE, VA 22901
Document Number	202200002172
Instrument Date	Feb 18, 2022
Instrument	202200002172
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7505, CHARLOTTESVILLE, VA 22906-7505

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,322.00 (+7.23%)	$595,300 (+329.51%) Land $148,500 Building $446,800	$595,300 (+329.51%) Land $148,500 Building $446,800
2025	$4,963.00 (+78.27%)
2023	$2,784.00 (+182.35%)	$138,600 Land $138,600	$138,600 Land $138,600
2022	$986.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030106021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 326 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ting Fiber	Fiber	1,000 / 1,000

May also be available at this address: Verizon, Xfinity, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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