1816 Fowler St, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1816 Fowler St, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,252 sqft · built 2023
Lot Size	0.076 acres (3,311 sqft)
Owner	2 Individuals on Record
Last Sale	$544,999 (Jul 2026)
Tax Bill	$4,963 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`062G0-00-05-01000`

Property Details

APN / Parcel Number

Primary APN	`062G0-00-05-01000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,252 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,311 sqft (0.076 acres)
Garage Area	294 sqft
Porch	Slab
Porch Area	40 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1816 FOWLER ST
City	CHARLOTTESVILLE
State	VA
Zip	22901-3271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	BELVEDERE BLK 5 LOT 10
Legal Subdivision	BELVEDERE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1001
Census Tract	10602

Owner

Source: Albemarle County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1816 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · Conventional Mortgage FULTON BANK
Aug 30, 2023	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit VISION MORTGAGE INC
Mar 21, 2023	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Feb 18, 2022	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Aug 30, 2023 · Amount on Record
Deed Document Number	20266580
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 2, 2026
Property Address	1816 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271
Document Number	0000006580
Instrument Date	Jun 26, 2026
Instrument	20266580
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,045.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271

Mortgage

Document Number	0000006581,
Date	Jul 2, 2026
Instrument	20266581

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 30, 2023
Property Address	1816 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271
Document Number	202300007591
Map Reference	MB 5604 PG 792-794
Instrument Date	Aug 24, 2023
Instrument	202300007591
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$553.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1816 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271

Mortgage

Document Number	202300007592
Date	Aug 30, 2023
Instrument	202300007592

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1816 FOWLER ST, CHARLOTTESVILLE, VA 22901
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001954
Date	Feb 15, 2022
Instrument	202200001954

Lender

Name	VISION MORTGAGE INC
Type	Non-Lending Institution
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 21, 2023
Property Address	1816 FOWLER ST, CHARLOTTESVILLE, VA 22901-3271
Document Number	202300002141
Map Reference	MB 5604 PG 792-794
Instrument Date	Mar 10, 2023
Instrument	202300002141
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$546.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 S PANTOPS DR, CHARLOTTESVILLE, VA 22911-8672

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 18, 2022
Property Address	1816 FOWLER ST, CHARLOTTESVILLE, VA 22901
Document Number	202200002172
Instrument Date	Feb 18, 2022
Instrument	202200002172
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7505, CHARLOTTESVILLE, VA 22906-7505

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,300 (+7.22%) Land $148,500 Building $446,800	$595,300 (+7.22%) Land $148,500 Building $446,800
2025	$4,963.00	$555,200 (+300.58%) Land $148,500 Building $406,700	$555,200 (+300.58%) Land $148,500 Building $406,700
2023	$2,250.00 (+128.19%)	$138,600 Land $138,600	$138,600 Land $138,600
2022	$986.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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