18242 River Ford Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 18242 River Ford Dr, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,669 sqft · built 1992
Lot Size	0.429 acres (18,729 sqft)
Owner	Individual Name on Record
Last Sale	$1,090,000 (Dec 2021)
Tax Bill	$8,819 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-331-03`

Property Details

APN / Parcel Number

Primary APN	`007-331-03`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,669 sqft Heated Area
Gross Area	4,683 sqft
1st Floor Area	2,309 sqft
Upper Floors Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Wood
Lot Area	18,729 sqft (0.429 acres)

Exterior Amenities

Porch	Porch
Porch Area	726 sqft
Deck Area	366 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-331-03
Street Address	18242 RIVER FORD DR
City	DAVIDSON
State	NC
Zip	28036-7848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	L3 B4A M23-279
Legal Subdivision	RIVER RUN PH I
Legal Block	4A
Legal Lot Number	3
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3000
Census Tract	6404

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18242 RIVER FORD DR, DAVIDSON, NC 28036-7848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage NTFN
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	0036926408
Deed Book / Page	36926 / 408
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 30, 2021
Property Address	18242 RIVER FORD DR, DAVIDSON, NC 28036-7848
Document Number	0000244888
Book / Page	36926 / 408
Map Reference	MB 23 PG 279
Instrument Date	Dec 30, 2021
Instrument	2021244888
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 AQUA DR, MOORESVILLE, NC 28117-9694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18242 RIVER FORD DR, DAVIDSON, NC 28036-7848

Mortgage

Document Number	0000244889
Date	Dec 30, 2021
Instrument	2021244889

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18242 RIVER FORD DR, DAVIDSON, NC 28036-7848
Document Number	0000130023
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18242 RIVER FORD DR DAVIDSON NC 280367848, DAVIDSON, NC 28036-7848

Mortgage

Document Number	0000130023
Date	Sep 30, 2019
Book Page	033895/000305
Instrument	130023

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 25, 2018
Property Address	18242 RIVER FORD DR, DAVIDSON, NC 28036-7848
Document Number	0000078415
Book / Page	32778 / 893
Map Reference	MB23 PG279
Instrument Date	Jun 25, 2018
Instrument	2018078415
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18911 SWANHAVEN CT, 18911, DAVIDSON, NC 28036-8881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18242 RIVER FORD DR, DAVIDSON, NC 28036-7848

Mortgage

Document Number	0000078416
Date	Jun 25, 2018
Instrument	2018078416

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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