18234 River Ford Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 18234 River Ford Dr, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,515 sqft · built 2004
Lot Size	0.436 acres (18,998 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (May 2016)
Tax Bill	$15,045 (2023)
Deeds & Mortgages	Mar 2021 Line of Credit Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-331-04`

Property Details

APN / Parcel Number

Primary APN	`007-331-04`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,515 sqft Heated Area
Gross Area	7,863 sqft
1st Floor Area	2,263 sqft
Upper Floors Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Wood Shingle
Foundation Type	Raised
Lot Area	18,998 sqft (0.436 acres)
Garage Area	846 sqft
Pool Area	648 sqft
Porch	Porch
Porch Area	1,031 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-331-04
Street Address	18234 RIVER FORD DR
City	DAVIDSON
State	NC
Zip	28036-7848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	L4 B4A M23-279 & ADJ STRIP M50-97/9
Legal Subdivision	RIVER RUN PH I
Legal Block	4A
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3000
Census Tract	6404

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18234 RIVER FORD DR, DAVIDSON, NC 28036-7848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2016 · Amount on Record
Deed Sale	May 26, 2016 · Amount on Record
Prior Sale	Mar 31, 2008 · Amount on Record
Deed Document Number	0030854525
Deed Book / Page	30854 / 525
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18234 RIVER FORD DR, DAVIDSON, NC 28036-7848
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043600
Date	Mar 8, 2021
Book Page	35761/829
Instrument	2021043600

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18234 RIVER FORD DR, DAVIDSON, NC 28036-7848
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136187
Date	Sep 28, 2022
Book Page	37675/120
Instrument	2022136187

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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