18108 River Ford Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 18108 River Ford Dr, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,662 sqft · built 1990
Lot Size0.417 acres (18,181 sqft)
Owner2 Individual Names on Record
Last Sale$675,000 (Apr 2019)
Tax Bill$8,856 (2023)
Deeds & MortgagesAug 2017 Line of Credit
Apr 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN007-331-13

Property Details

APN / Parcel Number

Primary APN007-331-13

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,662 sqft Heated Area
Gross Area4,309 sqft
1st Floor Area2,417 sqft
Upper Floors Area1,282 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Architectural StyleOther
Exterior MaterialWood Shingle
Foundation TypeRaised
Roof MaterialWood
Lot Area18,181 sqft (0.417 acres)
Garage Area504 sqft
PorchPorch
Porch Area106 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number007-331-13
Street Address18108 RIVER FORD DR
CityDAVIDSON
StateNC
Zip28036-8825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionL9 B5 M23-280
Legal SubdivisionRIVER RUN PH I
Legal Block5
Legal Lot Number9
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group3
Census Block3000
Census Tract6404

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18108 RIVER FORD DR, DAVIDSON, NC 28036-8825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2017Deed of Trust, Mortgage · Line of Credit
AQUESTA BANK
Apr 23, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Nov 17, 2017Deed of Trust, Mortgage · Line of Credit
AQUESTA BK
May 26, 2017Warranty Deed, Transfer
MERGE ESCROW LLC, ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2019 · Amount on Record
Deed SaleApr 23, 2019 · Amount on Record
Prior SaleMay 26, 2017 · Amount on Record
Deed Document Number0033448849
Deed Book / Page33448 / 849
Record UpdatedJun 7, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18108 RIVER FORD DR, DAVIDSON, NC 28036-8825
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104756
DateAug 2, 2017
Book Page32018/101
Instrument2017104756
Lender
NameAQUESTA BANK
TypeBank
AddressCORNELIUS, NC 28031
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 23, 2019
Property Address18108 RIVER FORD DR, DAVIDSON, NC 28036-8825
Document Number0000047497
Book / Page033448 / 000849
Instrument DateApr 23, 2019
Instrument47497
Transaction TypeTransfer
Record UpdatedJun 3, 2019
Title CompanyMERIDIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address18108 RIVER FORD DR DAVIDSON NC 280368825, DAVIDSON, NC 28036-8825

Mortgage

Document Number47498
DateApr 23, 2019
Book Page033448/000851
Instrument47498
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 22, 2034

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18108 RIVER FORD DR, DAVIDSON, NC 28036-8825
Document Number0000158218
Book / Page032292 / 000691
Instrument DateNov 17, 2017
Transaction TypeMortgage
Record UpdatedNov 29, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address18108 RIVER FORD DR DAVIDSON NC 280368825, DAVIDSON, NC 28036-8825

Mortgage

Document Number0000158218
DateNov 22, 2017
Book Page032292/000691
Instrument158218
Lender
NameAQUESTA BK
TypeBank
AddressCORNELIUS, NC 28031
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 26, 2017
Property Address18108 RIVER FORD DR, DAVIDSON, NC 28036-8825
Document Number0000069508
Book / Page031830 / 000798
Instrument DateMay 25, 2017
Instrument69508
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyMERGE ESCROW LLC, ATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,172.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address18108 RIVER FORD DR DAVIDSON NC 280368825, DAVIDSON, NC 28036-8825

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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