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18124 River Ford Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 18124 River Ford Dr, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,034 sqft · built 1991
Lot Size0.604 acres (26,314 sqft)
Owner2 Individual Names on File
Last Sale$492,500 (Jun 2003)
Tax Bill$10,142 (2023)
Deeds & MortgagesDec 2022 Line of Credit
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN007-331-11

Property Details

APN / Parcel Number

Primary APN007-331-11

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,034 sqft Heated Area
Gross Area5,160 sqft
1st Floor Area2,321 sqft
Upper Floors Area1,713 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialWood
Lot Area26,314 sqft (0.604 acres)
Garage Area552 sqft
PorchPorch
Porch Area574 sqft
Patio Area864 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number007-331-11
Street Address18124 RIVER FORD DR
CityDAVIDSON
StateNC
Zip28036-8825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionL7 B5 M23-280
Legal SubdivisionRIVER RUN PH I
Legal Block5
Legal Lot Number7
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group3
Census Block3000
Census Tract6404

Owner

Source: Mecklenburg County records · APN 007-331-11

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18124 RIVER FORD DR, DAVIDSON, NC 28036-8825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2003 · Amount on Record
Deed SaleJun 26, 2003 · Amount on Record
Deed Document Number0015583410
Deed Book / Page15583 / 410
Record UpdatedJun 07, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18124 RIVER FORD DR, DAVIDSON, NC 28036-8825
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000164790
DateDec 15, 2022
Book Page37832/212
Instrument2022164790
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18124 RIVER FORD DR, DAVIDSON, NC 28036-8825
Document Number0000138182
Instrument DateOct 09, 2019
Transaction TypeMortgage
Record UpdatedOct 30, 2019
Title CompanyVISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18124 RIVER FORD DR DAVIDSON NC 280368825, DAVIDSON, NC 28036-8825

Mortgage

Document Number0000138182
DateOct 15, 2019
Book Page033942/000155
Instrument138182
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 14, 2049

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190064043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber		1,000 / 1,000
TDS Telecom
Cable		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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