1822 James Downey Rd, Independence, MO 64057 Property Records

Jackson County property record for 1822 James Downey Rd, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1949
Lot Size	0.466 acres (20,283 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Oct 2020)
Tax Bill	$1,986 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-330-12-06`

Property Details

APN / Parcel Number

Primary APN	`25-330-12-06`
Alternative APNs	`25-330-12-06-00-0-00-000` `25330120600000001` `769504`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	3,327 sqft
1st Floor Area	1,464 sqft
Basement Area	1,464 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,283 sqft (0.466 acres)
Lot Dimensions	230 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	100 sqft
Patio Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	769504
Street Address	1822 JAMES DOWNEY RD
City	INDEPENDENCE
State	MO
Zip	64057-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAYTON PLACE---LOT 46 & E 25 OF S 90 OF LOT 48
Legal Subdivision	STAYTON PLACE
Legal Block	2
Legal Lot Number	46,48
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2006
Census Tract	11408

Owner

1822 James Downey Rd is owned and occupied by an individual who bought it in October 2020.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1822 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1079
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY ED FEDERAL CREDIT UNION
Oct 30, 2020	Warranty Deed, Transfer COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Deed Document Number	2020E102129
Prior Transfer Date	Nov 19, 2008
Prior Transfer Doc	00E0121527
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	May 19, 2026
Property Address	1822 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1079
Document Number	0000037330
Instrument Date	May 7, 2026
Instrument	202637330
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1822 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1079

Mortgage

Document Number	0000037330,
Date	May 19, 2026
Instrument	202637330

Lender

Name	COMMUNITY ED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 15, 2051

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 30, 2020
Property Address	1822 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1079
Document Number	000E102129
Instrument Date	Oct 21, 2020
Instrument	102129E
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	CLEAR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1822 JAMES DOWNEY RD INDEPENDENCE MO 640571079, INDEPENDENCE, MO 64057-1079

Mortgage

Document Number	E102130
Date	Oct 30, 2020
Instrument	102130E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1822 James Downey Rd was $1,986, up 18.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,793 (-) Land $7,991 Building $19,802	$146,280 (-)
2025	$1,986.00 (+18.64%)	$27,793 Land $7,991 Building $19,802	$146,280
2024	$1,674.00 (+2.32%)
2023	$1,636.00	$24,168 Land $5,337 Building $18,831	$127,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1822 James Downey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1822 James Downey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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