1809 James Downey Rd, Independence, MO 64057 Property Records

Jackson County property record for 1809 James Downey Rd, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,578 sqft · built 1955
Lot Size	0.493 acres (21,459 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,450 (Dec 2022)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-330-13-03`

Property Details

APN / Parcel Number

Primary APN	`25-330-13-03`
Alternative APNs	`25-330-13-03-00-0-00-000` `25330130300000001` `769507`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	1,578 sqft
Basement Area	930 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,459 sqft (0.493 acres)
Lot Dimensions	121 ft deep x 90 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	769507
Street Address	1809 JAMES DOWNEY RD
City	INDEPENDENCE
State	MO
Zip	64057-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAYTON PLACE LOT 146
Legal Subdivision	STAYTON PLACE
Legal Block	2
Legal Lot Number	146
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2005
Census Tract	11408

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1809 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA
Mar 21, 2023	Correction Deed · Conventional Mortgage UMB BANK NA
Mar 21, 2023	Warranty Deed, Transfer UNKNOWN, SECURED TTL OF KS CITY LEES
Dec 8, 2022	Warranty Deed, Transfer · Line of Credit GENUINE CAPITAL LLC
Jun 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Aug 16, 2013
Deed Document Number	2022108486
Prior Transfer Date	Sep 17, 2010
Prior Transfer Doc	0000E91936
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1809 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1051
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 E FREDERICK ST, INDEPENDENCE, MO 64050-3131

Mortgage

Document Number	00E0020341
Date	Mar 23, 2023
Instrument	2023E0020341

Lender

Name	UMB BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 21, 2023
Property Address	1809 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1051
Document Number	00E0019893
Instrument Date	Mar 21, 2023
Instrument	2023E0019893
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, SECURED TTL OF KS CITY LEES

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1051

Mortgage

Document Number	00E0020341
Date	Mar 21, 2023
Instrument	2023E0020341

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 21, 2023
Property Address	1809 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1051
Document Number	00E0019696
Instrument Date	Mar 20, 2023
Instrument	2023E0019696
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, SECURED TTL OF KS CITY LEES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 S JAMES ANNEY RD, INDEPENDENCE, MO 64057

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 8, 2022
Property Address	1809 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1051
Document Number	00E0108486
Instrument Date	Dec 8, 2022
Instrument	2022E0108486
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, SECURED TTL OF KS CITY LEES

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 NW ASTOR ST, LEES SUMMIT, MO 64086-5711
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0108487
Date	Dec 8, 2022
Instrument	2022E0108487

Lender

Name	GENUINE CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 1, 2018
Property Address	1809 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1051
Document Number	0000E47797
Instrument Date	May 18, 2018
Instrument	47797E
Transaction Type	Transfer
Record Updated	Jun 22, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1822 N WHITETAIL RD INDEPENDENCE MO 64058, INDEPENDENCE, MO 64058

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,368 (-) Land $8,058 Building $15,310	$122,990 (-)
2025	$1,670.00 (-43.6%)	$23,368 (-45.34%) Land $8,058 Building $15,310	$122,990 (-45.34%)
2024	$2,961.00 (+2.32%)
2023	$2,894.00	$42,750 Land $9,876 Building $32,874	$225,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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