1903 James Downey Rd, Independence, MO 64057 Property Records

Jackson County property record for 1903 James Downey Rd, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,782 sqft · built 1964
Lot Size	0.831 acres (36,202 sqft)
Owner	2 Individual Names on File
Last Sale	$211,400 (Dec 2020)
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-420-01-02`

Property Details

APN / Parcel Number

Primary APN	`25-420-01-02`
Alternative APNs	`25-420-01-02-00-0-00-000` `25420010200000001` `769936`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Finished Basement	594 sqft
Unfinished Basement	594 sqft
Flooring	Carpet

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	36,202 sqft (0.831 acres)
Lot Dimensions	426 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	123 sqft
Deck Area	192 sqft
Patio Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	769936
Street Address	1903 JAMES DOWNEY RD
City	INDEPENDENCE
State	MO
Zip	64057-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAYTON PLACE LOT 51 & S 2 OF LOT 50
Legal Subdivision	STAYTON PLACE
Legal Block	2
Legal Lot Number	51,50
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2005
Census Tract	11408

Owner

1903 James Downey Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1903 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Dec 2, 2020	Quit Claim Deed, Transfer FIRST ST BK/ST CHARLES
Jul 22, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY AMERICA CU
Apr 19, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Dec 2, 2020 · Amount on File
Deed Document Number	2020E114492
Prior Transfer Date	Nov 6, 1996
Prior Transfer Doc	0000000336
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1903 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1053
Document Number	000E114491
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 ELIZABETH ST LIBERTY MO 640682025, LIBERTY, MO 64068-2025

Mortgage

Document Number	000E114491
Date	Dec 2, 2020
Instrument	114491E

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 2, 2020
Property Address	1903 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1053
Document Number	000E114492
Instrument Date	Nov 30, 2020
Instrument	114492E
Transaction Type	Transfer
Record Updated	Jan 4, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1903 JAMES DOWNEY RD INDEPENDENCE MO 640571053, INDEPENDENCE, MO 64057-1053

Mortgage

Document Number	E114491
Date	Dec 2, 2020
Instrument	114491E

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1903 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1053
Document Number	0000E62345
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 JAMES DOWNEY RD INDEPENDENCE MO 640571053, INDEPENDENCE, MO 64057-1053

Mortgage

Document Number	0000E62345
Date	Aug 9, 2019
Instrument	62345E

Lender

Name	COMMUNITY AMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 8, 2044

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1903 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1053
Document Number	0000E34066
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 JAMES DOWNEY RD INDEPENDENCE MO 640571053, INDEPENDENCE, MO 64057-1053

Mortgage

Document Number	0000E34066
Date	May 9, 2019
Instrument	34066E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 8, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1903 James Downey Rd was $1,831, down 27.3% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,629 (-) Land $9,245 Building $16,384	$134,890 (-)
2025	$1,831.00 (-27.25%)	$25,629 Land $9,245 Building $16,384	$134,890
2024	$2,517.00 (+2.32%)
2023	$2,460.00	$36,338 Land $8,854 Building $27,484	$191,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1903 James Downey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 James Downey Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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