1905 James Downey Rd, Independence, MO 64057 Property Records

Jackson County property record for 1905 James Downey Rd, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,169 sqft · built 1948
Lot Size	0.977 acres (42,577 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-420-01-03`

Property Details

APN / Parcel Number

Primary APN	`25-420-01-03`
Alternative APNs	`25-420-01-03-00-0-00-000` `25420010300000001` `769937`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,169 sqft Living Area
1st Floor Area	754 sqft
Basement Area	754 sqft
Finished Basement	330 sqft
Unfinished Basement	424 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,577 sqft (0.977 acres)
Lot Dimensions	426 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	262 sqft
Deck Area	248 sqft
Patio Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	769937
Street Address	1905 JAMES DOWNEY RD
City	INDEPENDENCE
State	MO
Zip	64057-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAYTON PLACE LOT 52
Legal Subdivision	STAYTON PLACE
Legal Block	2
Legal Lot Number	52
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2005
Census Tract	11408

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1905 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer · Conventional Mortgage R-G FCU
Jun 15, 2020	Warranty Deed, Transfer STEWART TITLE
Apr 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020
Deed Sale	Jun 15, 2020
Prior Sale	Jun 26, 2014
Deed Document Number	2020E49717
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 23, 2022
Property Address	1905 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1053
Document Number	00E0059542
Instrument Date	Jun 16, 2022
Instrument	2022E0059542
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	SECURED TITLE/KANSAS CITY, SECURED TTL OF KS CITY LEES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1053
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0059588
Date	Jun 23, 2022
Instrument	2022E0059588

Lender

Name	R-G FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 15, 2020
Property Address	1905 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1053
Document Number	0000E49717
Instrument Date	Jun 10, 2020
Instrument	49717E
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 JAMES DOWNEY RD INDEPENDENCE MO 640571053, INDEPENDENCE, MO 64057-1053

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 3, 2018
Property Address	1905 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1053
Document Number	0000E27548
Instrument Date	Mar 23, 2018
Instrument	27548E
Transaction Type	Transfer
Record Updated	Apr 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3095 INDEPENDENCE MO 640558095, INDEPENDENCE, MO 64055-8095

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,128 (-) Land $9,755 Building $15,373	$132,250 (-)
2025	$1,795.00 (-36.05%)	$25,128 (-37.98%) Land $9,755 Building $15,373	$132,250 (-37.98%)
2024	$2,807.00 (+2.33%)
2023	$2,743.00	$40,516 Land $10,019 Building $30,497	$213,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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