Kent County property record for 1818 Downs Chapel Rd, Clayton, DE 19938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,349 sqft · built 2011 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $344,900 (Sep 2026) |
| Tax Bill | $1,337 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-00-043.00-02-66.01-000 |
| Primary APN | 3-00-043.00-02-66.01-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,349 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Width | 0.5 ft Width |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 394 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 119 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 88680 |
|---|---|
| Street Address | 1818 DOWNS CHAPEL RD |
| City | CLAYTON |
| State | DE |
| Zip | 19938-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | DOWNS ACRES SUBD., LOT 32 1818 DOWNS CHAPEL RD |
| Legal Subdivision | DOWNS ACRES |
| Legal Lot Number | 32 |
| Jurisdiction | KENT DE |
| Township / Civil Division | KENTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40100 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE ACCEPTANCE |
| Nov 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Oct 27, 2020 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | Oct 27, 2020 · Amount on Record |
| Deed Document Number | 2026543510 |
| Deed Book / Page | 14401 / 278 |
| Prior Transfer Date | Aug 20, 2008 |
| Prior Transfer Doc | 0000131183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 2, 2026 |
| Property Address | 1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Document Number | 0000543510 |
| Book / Page | 14401 / 278 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 2026543510 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393,396.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Document Number | 0000543511, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 2026543511 |
| Name | AMERICAN MORTGAGE ACCEPTANCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Document Number | 0000484218 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 12751/1 |
| Instrument | 2023-484218 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 421 Months |
| Due | Dec 1, 2058 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Oct 27, 2020 |
| Property Address | 1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Document Number | 0000398762 |
| Book / Page | 10522 / 23 |
| Map Reference | MB 5805 PG 266 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 2020-398762 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Document Number | 0000398763 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-398763 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Number | 0000398764 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 10522/48 |
| Instrument | 2020-398764 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DOVER, DE 19901 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Smyrna School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,337.00 (+1.36%) | $313,100 (-) Land $76,800 Building $236,300 |
| 2025 | $1,319.00 (+22.81%) | $313,100 (+678.86%) Land $76,800 Building $236,300 |
| 2023 | $1,074.00 | $40,200 Land $6,400 Building $33,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2010–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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