1818 Downs Chapel Rd, Clayton, DE 19938 Property Records

Kent County property record for 1818 Downs Chapel Rd, Clayton, DE 19938

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,349 sqft · built 2011
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on Record
Last Sale$344,900 (Sep 2026)
Tax Bill$1,337 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Nov 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-00-043.00-02-66.01-000

Property Details

APN / Parcel Number

Primary APN3-00-043.00-02-66.01-000
Alternative APNs
  • 84808
  • 88680

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,349 sqft Living Area

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area22,651 sqft (0.52 acres)
Lot Width0.5 ft Width
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area394 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number88680
Street Address1818 DOWNS CHAPEL RD
CityCLAYTON
StateDE
Zip19938-2002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionDOWNS ACRES SUBD., LOT 32 1818 DOWNS CHAPEL RD
Legal SubdivisionDOWNS ACRES
Legal Lot Number32
JurisdictionKENT DE
Township / Civil DivisionKENTON
Census Block Group1
Census Block1018
Census Tract40100

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Deed, Transfer · FHA Mortgage
AMERICAN MORTGAGE ACCEPTANCE
Nov 13, 2023Deed of Trust, Mortgage · FHA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Oct 27, 2020Deed, Transfer · FHA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2026 · Amount on Record
Deed SaleSep 2, 2026 · Amount on Record
Prior SaleOct 27, 2020 · Amount on Record
Deed Document Number2026543510
Deed Book / Page14401 / 278
Prior Transfer DateAug 20, 2008
Prior Transfer Doc0000131183
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateSep 2, 2026
Property Address1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002
Document Number0000543510
Book / Page14401 / 278
Instrument DateAug 31, 2026
Instrument2026543510
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,393,396.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002

Mortgage

Document Number0000543511,
DateSep 2, 2026
Instrument2026543511
Lender
NameAMERICAN MORTGAGE ACCEPTANCE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002
Transaction TypeMortgage
Record UpdatedDec 4, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002

Mortgage

Document Number0000484218
DateNov 13, 2023
Book Page12751/1
Instrument2023-484218
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term421 Months
DueDec 1, 2058

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateOct 27, 2020
Property Address1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002
Document Number0000398762
Book / Page10522 / 23
Map ReferenceMB 5805 PG 266
Instrument DateOct 9, 2020
Instrument2020-398762
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,640.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1818 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002

Mortgage

Document Number0000398763
DateOct 27, 2020
Instrument2020-398763
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Mortgage

Document Number0000398764
DateOct 27, 2020
Book Page10522/48
Instrument2020-398764
Lender
NameDELAWARE STATE HOUSING AUTHORITY
TypeGovernment Agency
AddressDOVER, DE 19901
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
Unified School DistrictSmyrna School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,337.00 (+1.36%)$313,100 (-) Land $76,800 Building $236,300
2025$1,319.00 (+22.81%)$313,100 (+678.86%) Land $76,800 Building $236,300
2023$1,074.00$40,200 Land $6,400 Building $33,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2010–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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