Kent County property record for 1884 Downs Chapel Rd, Clayton, DE 19938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,162 sqft · built 2000 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $127,900 (Apr 2015) |
| Tax Bill | $1,441 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-00-043.00-02-63.01-000 |
| Primary APN | 3-00-043.00-02-63.01-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,162 sqft Living Area |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 217 ft deep x 113 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 75765 |
|---|---|
| Street Address | 1884 DOWNS CHAPEL RD |
| City | CLAYTON |
| State | DE |
| Zip | 19938-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | E SD SHR 95 LOT 29 0.503 A |
| Legal Subdivision | DOWNS ACRES |
| Legal Lot Number | 29 |
| Jurisdiction | KENT DE |
| Township / Civil Division | KENTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40100 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1884 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY |
| Aug 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jan 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jan 10, 2018 | Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC |
| Dec 29, 2021 | Deed of Trust, Mortgage · Line of Credit HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2015 · Amount on Record |
| Deed Sale | Apr 10, 2015 · Amount on Record |
| Prior Sale | Apr 10, 2015 · Amount on Record |
| Deed Document Number | 2015272930 |
| Deed Book / Page | 7585 / 195 |
| Prior Transfer Date | Aug 5, 2013 |
| Prior Transfer Doc | 0000272929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jun 25, 2026 |
| Property Address | 1884 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Document Number | 0000538749 |
| Book / Page | 14271 / 328 |
| Instrument Date | Jun 13, 2026 |
| Instrument | 2026538749 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1884 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Investor | Possibly a Property Investor |
| Document Number | 0000538749, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 14271/328 |
| Instrument | 2026538749 |
| Name | WILMINGTON SAVINGS FUND SOCIETY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2056 |
| Rate | 3.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 1884 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000480117 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 12646/238 |
| Instrument | 2023-480117 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 1884 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000333520 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 8960/137 |
| Instrument | 2018-333520 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 1884 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000333521 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 8960/158 |
| Instrument | 2018-333521 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 1884 DOWNS CHAPEL RD, CLAYTON, DE 19938-2002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000440073 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 11651/118 |
| Instrument | 2021-440073 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Smyrna School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,441.00 (+1.41%) | $337,600 (-) Land $76,500 Building $261,100 |
| 2025 | $1,421.00 (-4.18%) | $337,600 (+507.19%) Land $76,500 Building $261,100 |
| 2023 | $1,483.00 | $55,600 Land $6,300 Building $49,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2010–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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