1638 Downs Chapel Rd, Clayton, DE 19938 Property Records

Kent County property record for 1638 Downs Chapel Rd, Clayton, DE 19938

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,719 sqft · built 2007
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,669 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-00-043.00-02-74.04-000`

Property Details

APN / Parcel Number

Primary APN	`3-00-043.00-02-74.04-000`
Alternative APNs	`88994` `95787`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,719 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	135,036 sqft (3.1 acres)
Lot Width	2.1 ft Width
View / Lot	Major Street/Thoroughfare
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	95787
Street Address	1638 DOWNS CHAPEL RD
City	CLAYTON
State	DE
Zip	19938-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	E SD CO RD 97
Legal Subdivision	COLONIAL LAND SURVEYORS INC
Jurisdiction	KENT DE
Township / Civil Division	KENTON
Census Block Group	2
Census Block	2018
Census Tract	40100

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1638 DOWNS CHAPEL RD, CLAYTON, DE 19938-2715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 20, 2016
Transfer Doc	0000296680
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	1638 DOWNS CHAPEL RD, CLAYTON, DE 19938-2715
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415428
Date	Apr 19, 2021
Book Page	10994/112
Instrument	2021-415428

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,669.00	$389,600 (+791.53%) Land $97,600 Building $292,000
2025	$1,669.00 (+41.44%)
2023	$1,180.00	$43,700 Land $5,800 Building $37,900
2022			$199,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20