Kent County property record for 1578 Downs Chapel Rd, Clayton, DE 19938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,217 sqft · built 2017 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Nov 2006) |
| Tax Bill | $2,097 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-00-043.00-02-74.00-000 |
| Primary APN | 3-00-043.00-02-74.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,217 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 261,360 sqft (6 acres) |
| Lot Width | 5 ft Width |
| Garage Type | Finished |
| Garage Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 20348 |
|---|---|
| Street Address | 1578 DOWNS CHAPEL RD |
| City | CLAYTON |
| State | DE |
| Zip | 19938-2714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 1-S RD KENTON-DOWNES CH -SUDLERSVILLE 6.0193 A |
| Legal Subdivision | PRATT WOOTTEN |
| Jurisdiction | KENT DE |
| Township / Civil Division | KENTON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 40100 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1578 DOWNS CHAPEL RD, CLAYTON, DE 19938-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Mar 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2006 · Amount on Record |
| Deed Sale | Nov 29, 2006 · Amount on Record |
| Deed Document Number | 200674853 |
| Deed Book / Page | 3417 / 256 |
| Last Transfer Date | May 20, 2016 |
| Transfer Doc | 0000296680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 1578 DOWNS CHAPEL RD, CLAYTON, DE 19938-2714 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1578 DOWNS CHAPEL RD, CLAYTON, DE 19938-2714 |
| Document Number | 0000461045 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 12173/259 |
| Instrument | 2022-461045 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 473 Months |
| Due | Feb 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 1578 DOWNS CHAPEL RD, CLAYTON, DE 19938-2714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000409078 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 10812/42 |
| Instrument | 2021-409078 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 1578 DOWNS CHAPEL RD, CLAYTON, DE 19938-2714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000316189 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 8559/130 |
| Instrument | 2017-316189 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Smyrna School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,097.00 (+1.35%) | $484,300 (+712.58%) Land $114,000 Building $370,300 |
| 2025 | $2,069.00 (+27.56%) | |
| 2023 | $1,622.00 | $59,600 Land $6,900 Building $52,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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