Jefferson County property record for 1816 Cairo Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,116 sqft · built 2003 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $223,000 (Aug 2017) |
| Tax Bill | $2,673 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.02002046 |
| Primary APN | 181.001.02002046 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,116 sqft Living Area |
| Gross Area | 1,591 sqft |
| Basement Area | 279 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 196 sqft |
| Porch | Open Frame Porch |
| Porch Area | 100 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1816 CAIRO DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAILEY STATION 4 LOT 124 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | BAILEY STATION 4 |
| Legal Block | 2 |
| Legal Lot Number | 124 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 700801 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1816 CAIRO DR, FESTUS, MO 63028-3160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS CU |
| Aug 10, 2017 | Warranty Deed, Transfer BANK OF AMERICA |
| Jun 20, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2017 · Amount on Record |
| Deed Sale | Aug 10, 2017 · Amount on Record |
| Prior Sale | Nov 13, 2003 · Amount on Record |
| Deed Document Number | 201724623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1816 CAIRO DR, FESTUS, MO 63028-3160 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R018048 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021R-018048 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PETERS, MO 63376 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 10, 2017 |
| Property Address | 1816 CAIRO DR, FESTUS, MO 63028-3160 |
| Document Number | 0000024623 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 24623 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1816 CAIRO DR FESTUS MO 630283160, FESTUS, MO 63028-3160 |
| Document Number | 24624 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 24624 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 9, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 20, 2017 |
| Property Address | 1816 CAIRO DR, FESTUS, MO 63028-3160 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 18873 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 27, 2017 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1816 CAIRO DR FESTUS MO 630283160, FESTUS, MO 63028-3160 |
| Document Number | 0000018873 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 18873 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 19, 2018 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,700 (-) Land $9,600 Building $39,100 | $256,400 (-) Land $50,600 Building $205,800 | |
| 2025 | $2,673.00 (+3.81%) | $48,700 (+7.03%) Land $9,600 Building $39,100 | $256,400 (-) Land $50,600 Building $205,800 |
| 2024 | $2,575.00 (+0.47%) | $256,400 (+7.06%) Land $50,600 Building $205,800 | |
| 2023 | $2,563.00 | $45,500 Land $9,600 Building $35,900 | $239,500 Land $50,600 Building $188,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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