Jefferson County property record for 1809 Cairo Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,952 sqft · built 2005 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on Record |
| Last Sale | $399,000 (Jun 2026) |
| Tax Bill | $2,815 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.02002060 |
| Primary APN | 181.001.02002060 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 2,622 sqft |
| 1st Floor Area | 1,952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 670 sqft |
| Porch | Open Frame Porch |
| Porch Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1809 CAIRO DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | BAILEY STATION 4 LOT 258 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | BAILEY STATION 4 |
| Legal Block | 2 |
| Legal Lot Number | 258 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 700801 |
Source: Jefferson County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1809 CAIRO DR, FESTUS, MO 63028-3159 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Jun 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CREDIT UNION |
| Dec 31, 2020 | Deed of Trust, Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | Aug 19, 2021 |
| Deed Document Number | 202617349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 29, 2026 |
| Property Address | 1809 CAIRO DR, FESTUS, MO 63028-3159 |
| Document Number | 0000017349 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202617349 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 1809 CAIRO DR, FESTUS, MO 63028-3159 |
| Document Number | 0000017350, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202617350 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1809 CAIRO DR, FESTUS, MO 63028-3159 |
| Document Number | 0000000935 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1809 CAIRO DR FESTUS MO 630283159, FESTUS, MO 63028-3159 |
| Document Number | 0000000935 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 935 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 6, 2036 |
Source: Jefferson County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,815.00 (+3.38%) | $51,300 (+6.65%) Land $9,600 Building $41,700 | $270,000 (-) Land $50,600 Building $219,400 |
| 2024 | $2,723.00 (+0.52%) | $270,000 (+6.59%) Land $50,600 Building $219,400 | |
| 2023 | $2,709.00 (+5.74%) | $48,100 (+5.71%) Land $9,600 Building $38,500 | $253,300 (+5.76%) Land $50,600 Building $202,700 |
| 2022 | $2,562.00 | $45,500 Land $7,000 Building $38,500 | |
| 2021 | $239,500 Land $36,800 Building $202,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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