1824 Cairo Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1824 Cairo Dr, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,954 sqft · built 2004
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$162,200 (May 2005)
Tax Bill$2,557 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN181.001.02002044

Property Details

APN / Parcel Number

Primary APN181.001.02002044

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,954 sqft Living Area
Gross Area2,434 sqft
1st Floor Area1,954 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area480 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area96 sqft
Deck AreaDeck Area
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1824 CAIRO DR
CityFESTUS
StateMO
Zip63028-3160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT1
Legal DescriptionBAILEY STATION 4 LOT 122
Legal Range5E
Legal Township40N
Legal Section01
Legal SubdivisionBAILEY STATION 4
Legal Block2
Legal Lot Number122
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2002
Census Tract700801

Owner

1824 Cairo Dr is owned and occupied by two individuals who bought it in May 2005.

Source: Jefferson County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1824 CAIRO DR, FESTUS, MO 63028-3160
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2005 · Amount on File
Deed SaleMay 2, 2005 · Amount on File
Deed Document Number200522373
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1824 CAIRO DR, FESTUS, MO 63028-3160
Document Number0000040591
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1824 CAIRO DR FESTUS MO 630283160, FESTUS, MO 63028-3160

Mortgage

Document Number0000040591
DateOct 27, 2020
Instrument40591
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term120 Months
DueOct 26, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1824 Cairo Dr was $2,557.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,600 (-) Land $7,000 Building $39,600$245,000 Land $36,800 Building $208,200
2025$2,557.00$46,600 Land $7,000 Building $39,600
2024$245,000 (+7.13%) Land $36,800 Building $208,200
2023$2,450.00$43,500 Land $7,000 Building $36,500$228,700 Land $36,800 Building $191,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1824 Cairo Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2009–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1824 Cairo Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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