Jefferson County property record for 1813 Cairo Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,640 sqft · built 2005 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $387,900 (Nov 2021) |
| Tax Bill | $3,194 (2025) |
| Deeds & Mortgages | Apr 2024 Construction Loan Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.02002061 |
| Primary APN | 181.001.02002061 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,660 sqft |
| Basement Area | 820 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Porch | Open Frame Porch |
| Porch Area | 85 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1813 CAIRO DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | BAILEY STATION 4 LOT 259 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | BAILEY STATION 4 |
| Legal Block | 2 |
| Legal Lot Number | 259 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 700801 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1813 CAIRO DR, FESTUS, MO 63028-3159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Construction Mortgage TRIAD BANK |
| Nov 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Mar 14, 2018 | Deed of Trust, Mortgage BLOOMSDALE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on Record |
| Deed Sale | Nov 29, 2021 · Amount on Record |
| Prior Sale | Jan 23, 2014 · Amount on Record |
| Deed Document Number | 202151309 |
| Prior Transfer Date | Jan 15, 2014 |
| Prior Transfer Doc | 0000002069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1813 CAIRO DR, FESTUS, MO 63028-3159 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1813 CAIRO DR, FESTUS, MO 63028-3159 |
| Document Number | 0000008033 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 2024R-008033 |
| Name | TRIAD BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63131 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 29, 2021 |
| Property Address | 1813 CAIRO DR, FESTUS, MO 63028-3159 |
| Document Number | 0000051309 |
| Map Reference | MB 202 PG 25 & 26 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2021R-051309 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1813 CAIRO DR, FESTUS, MO 63028-3159 |
| Document Number | 0000051310 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021R-051310 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1813 CAIRO DR, FESTUS, MO 63028-3159 |
| Document Number | 0000009344 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | US TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1813 CAIRO DR FESTUS MO 630283159, FESTUS, MO 63028-3159 |
| Document Number | 0000009344 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 9344 |
| Name | BLOOMSDALE BK |
|---|---|
| Type | Bank |
| Address | BLOOMSDALE, MO 63627 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 28, 2048 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,200 (-) Land $9,600 Building $48,600 | $306,600 (-) Land $50,600 Building $256,000 | |
| 2025 | $3,194.00 (+4.31%) | $58,200 (+7.58%) Land $9,600 Building $48,600 | $306,600 (-) Land $50,600 Building $256,000 |
| 2024 | $3,062.00 (+0.49%) | $306,600 (+7.62%) Land $50,600 Building $256,000 | |
| 2023 | $3,047.00 | $54,100 Land $9,600 Building $44,500 | $284,900 Land $50,600 Building $234,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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