1785 Point St, Commerce Township, MI 48382 Property Records

Oakland County property record for 1785 Point St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,780 sqft · built 1930
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2020)
Tax Bill	$3,374 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E-17-01-253-003`

Property Details

APN / Parcel Number

Primary APN	`E-17-01-253-003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,780 sqft Living Area
1st Floor Area	921 sqft
Basement Area	620 sqft
Unfinished Basement	726 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	207 ft deep x 50 ft wide
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	109 sqft
Deck Area	103 sqft
Patio Area	103 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1785 POINT ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-2274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 1 DOUBLE PRIVILEGE SUB LOT 67
Legal Range	08E
Legal Township	02N
Legal Section	01
Legal Subdivision	DOUBLE PRIVILEGE
Legal Lot Number	67
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3007
Census Tract	134000

Owner

1785 Point St is owned and occupied by two individuals who bought it in April 2020.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1785 POINT ST, COMMERCE TOWNSHIP, MI 48382-2274
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 30, 2020	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 11, 2018	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Prior Sale	Sep 11, 2018 · Amount on File
Deed Document Number	202085830
Deed Book / Page	54150 / 71
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1785 POINT ST, COMMERCE TOWNSHIP, MI 48382-2274
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 POINT ST, COMMERCE TOWNSHIP, MI 48382-2274

Mortgage

Document Number	0000219469
Date	Sep 13, 2021
Book Page	56837/643
Instrument	219469

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 30, 2020
Property Address	1785 POINT ST, COMMERCE TOWNSHIP, MI 48382-2274
Document Number	0000085830
Book / Page	54150 / 71
Map Reference	LB 19 PG 22
Instrument Date	Apr 16, 2020
Instrument	85830
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LEADING EDGE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,838.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1785 POINT ST, 1785, COMMERCE TOWNSHIP, MI 48382-2274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 MERRIMACK DR, HOWELL, MI 48843-7202

Mortgage

Document Number	0005415072
Date	Apr 30, 2020
Instrument	54150/72

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 11, 2018
Property Address	1785 POINT ST, COMMERCE TOWNSHIP, MI 48382-2274
Document Number	0000149561
Book / Page	52172 / 00484
Map Reference	LB 19 PG 22
Instrument Date	Aug 31, 2018
Instrument	149561
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,623.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 N HULBERT ST, 85, WHITE LAKE, MI 48386-2209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 POINT ST, COMMERCE TOWNSHIP, MI 48382-2274

Mortgage

Document Number	0000149562
Date	Sep 11, 2018
Instrument	149562

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1785 Point St was $3,374 with a homeowner's exemption, down 36.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,374.00 (-36.61%) Homeowner's exemption	$190,850	$381,700
2024	$5,323.00
2023		$169,100	$338,200
2021	$4,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1785 Point St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1785 Point St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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