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1814 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1814 E 13th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,129 sqft · built 1930
Lot Size0.17 acres (7,429 sqft)
OwnerIndividual Name on Record
Last Sale$294,000 (Oct 2026)
Tax Bill$1,062 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Mar 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN146O R 015

Property Details

APN / Parcel Number

Primary APN146O R 015
Alternative APN
  • 0000077429

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,129 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1944
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,429 sqft (0.17 acres)
Lot Dimensions138 ft deep x 53.5 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000077429
Street Address1814 E 13TH ST
CityCHATTANOOGA
StateTN
Zip37404-4310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 8 BLK 12 MONTAGUES ADDN NO 4 PB8 PG25
Legal SubdivisionMONTAGUES ADDN NO 4
Legal Block12
Legal Lot Number8
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2036
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1814 E 13TH ST, CHATTANOOGA, TN 37404-4310
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Mar 19, 2024Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Dec 7, 2021Warranty Deed, Transfer
RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2026 · Amount on Record
Deed SaleOct 12, 2026 · Amount on Record
Prior SaleMar 19, 2024 · Amount on Record
Deed Document Number2026111
Deed Book / Page14467 / 640
Prior Transfer DateMay 26, 2005
Prior Transfer Doc0000000145
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 12, 2026
Property Address1814 E 13TH ST, CHATTANOOGA, TN 37404-4310
Document Number0000000111
Book / Page14467 / 640
Instrument DateOct 6, 2026
Instrument20261012111
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$109,867.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1814 E 13TH ST, CHATTANOOGA, TN 37404-4310

Mortgage

Document Number0000000112,
DateOct 12, 2026
Instrument20261012112
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 19, 2024
Property Address1814 E 13TH ST, CHATTANOOGA, TN 37404-4310
Document Number0000000161
Book / Page13539 / 996
Map ReferenceMB 8 PG 25
Instrument DateMar 15, 2024
Instrument2024031900161
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFOOTHILLS TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,028.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1814 E 13TH ST, CHATTANOOGA, TN 37404-4310

Mortgage

Document Number0000000162
DateMar 19, 2024
Instrument2024031900162
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 7, 2021
Property Address1814 E 13TH ST, CHATTANOOGA, TN 37404-4310
Document Number0000000218
Book / Page12761 / 764
Map ReferenceMB 8 PG 25
Instrument DateNov 23, 2021
Instrument2021120700218
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyRINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$251.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1000 OLDE MILL LN, HARRISON, TN 37341

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,062.00 (+8.81%)$70,075 (+60.54%)$280,300 (+60.54%) Land $70,000 Building $210,300
2024$976.00 (+87.33%)$43,650 (+87.14%)$174,600 (+87.14%) Land $40,000 Building $134,600
2023$521.00$23,325 (-)$93,300 (-) Land $40,000 Building $53,300
2022$521.00$23,325$93,300 Land $40,000 Building $53,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1994–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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