Hamilton County property record for 1812 E 13th St, Chattanooga, TN 37404
| Property Type | Duplex |
|---|---|
| Details | 1.5 ba · 1,608 sqft · built 1950 |
| Lot Size | 0.159 acres (6,938 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Feb 2026) |
| Tax Bill | $1,760 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O R 014 |
| Primary APN | 146O R 014 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,608 sqft Total Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,938 sqft (0.159 acres) |
| Lot Dimensions | 138 ft deep x 50 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000077428 |
|---|---|
| Street Address | 1812 E 13TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4310 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 7 BLK 12 MONTAGUES ADDN NO 4 PB8 PG25 |
| Legal Subdivision | MONTAGUES ADDN NO 4 |
| Legal Block | 12 |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6300 ENTERPRISE PARK DR, A, CHATTANOOGA, TN 37416-3742 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BUILTWELL BANK |
| Feb 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Feb 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST VOLUNTEER BK |
| Dec 15, 2017 | Deed of Trust, Mortgage FIRST VOLUNTEER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on Record |
| Deed Sale | Feb 18, 2026 · Amount on Record |
| Prior Sale | Feb 24, 2020 · Amount on Record |
| Deed Document Number | 20260218173 |
| Deed Book / Page | 14199 / 111 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1812 E 13TH ST, CHATTANOOGA, TN 37404-4310 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000140 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 13113/917 |
| Instrument | 2022101100140 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Sep 20, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 18, 2026 |
| Property Address | 1812 E 13TH ST, CHATTANOOGA, TN 37404-4310 |
| Document Number | 0000000173 |
| Book / Page | 14199 / 111 |
| Map Reference | MB 8 PG 25 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026021800173 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | PRIORITY TITLE/FL LLC, PRIORITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6300 ENTERPRISE PARK DR STE A, A, CHATTANOOGA, TN 37416-3742 |
| Document Number | 0014199114 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 14199/114 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 24, 2020 |
| Property Address | 1812 E 13TH ST, CHATTANOOGA, TN 37404-4310 |
| Document Number | 0224000132 |
| Book / Page | 011916 / 000477 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 200224000132 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,221.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1429 S HILL RD ERIE PA 165094835, ERIE, PA 16509-4835 |
| Document Number | 224000133 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 011916/000482 |
| Instrument | 200224000133 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 23, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1812 E 13TH ST, CHATTANOOGA, TN 37404-4310 |
| Document Number | 0000000033 |
| Book / Page | 011256 / 000234 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | PO BOX 28481 CHATTANOOGA TN 374248481, CHATTANOOGA, TN 37424-8481 |
| Document Number | 0000000033 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 011256/000234 |
| Instrument | 33 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 24, 2023 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,760.00 (+95.12%) | $116,160 (+188.1%) | $290,400 (+188.1%) Land $60,000 Building $230,400 |
| 2024 | $902.00 | $40,320 (-) | $100,800 (-) Land $40,000 Building $60,800 |
| 2023 | $902.00 | $40,320 (-) | $100,800 (-) Land $40,000 Building $60,800 |
| 2022 | $902.00 | $40,320 | $100,800 Land $40,000 Building $60,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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