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1821 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1821 E 13th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,797 sqft · built 2019
Lot Size0.195 acres (8,506 sqft)
OwnerIndividual Name on File
Last Sale$289,500 (Oct 2019)
Tax Bill$1,599 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Jan 2019 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN146O Q 015

Property Details

APN / Parcel Number

Primary APN146O Q 015
Alternative APN
  • 0000077403

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,797 sqft Living Area

Exterior

Year BuiltBuilt 2019
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,506 sqft (0.195 acres)
Lot Dimensions132 ft deep x 64.2 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000077403
Street Address1821 E 13TH ST
CityCHATTANOOGA
StateTN
Zip37404-4311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 6 SCENIC CITYS ADDITION TO HIGHLAND PARK PB 8 PG 25 REV 65-124 REV 111-80
Legal SubdivisionMONTAGUES ADDN NO 4
Legal Block25
Legal Lot Number6
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2033
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1821 E 13th St is owned and occupied by an individual who bought it in October 2019.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1821 E 13TH ST, CHATTANOOGA, TN 37404-4311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2019Warranty Deed, Transfer · Conventional Mortgage
GVC MTG
Jan 29, 2019Warranty Deed, Transfer
WAGON WHEEL TITLE
Feb 6, 2018Warranty Deed, Transfer
WAGON WHEEL TITLE
Feb 5, 2018Warranty Deed, Transfer
WAGON WHEEL TITLE
May 30, 2017Warranty Deed, Transfer · Line of Credit
FIRST VOLUNTEER BK/TN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2019 · Amount on File
Deed SaleOct 9, 2019 · Amount on File
Prior SaleFeb 6, 2018 · Amount on File
Deed Document Number2019100900103
Deed Book / Page11784 / 327
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 9, 2019
Property Address1821 E 13TH ST, CHATTANOOGA, TN 37404-4311
Document Number1009000103
Book / Page011784 / 000327
Instrument DateOct 4, 2019
Instrument191009000103
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,071.15
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1821 E 13TH ST CHATTANOOGA TN 37404, CHATTANOOGA, TN 37404

Mortgage

Document Number1009000104
DateOct 9, 2019
Book Page011784/000330
Instrument191009000104
Lender
NameGVC MTG
TypeMortgage Company
AddressPENDLETON, IN 46064
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 8, 2049

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 29, 2019
Property Address1821 E 13TH ST, CHATTANOOGA, TN 37404-4311
Document Number0129000021
Book / Page011552 / 000827
Instrument DateJan 23, 2019
Instrument190129000021
Transaction TypeTransfer
Record UpdatedFeb 11, 2019
Title CompanyWAGON WHEEL TITLE

Transaction

AmountAmount on Record
Tax$373.70
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4303 GALLATIN PIKE #103 NASHVILLE TN 372162134, 103, NASHVILLE, TN 37216-2134

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 6, 2018
Property Address1821 E 13TH ST, CHATTANOOGA, TN 37404-4311
Document Number0000000049
Book / Page011265 / 000302
Instrument DateJan 30, 2018
Instrument49
Transaction TypeTransfer
Record UpdatedMar 7, 2018
Title CompanyWAGON WHEEL TITLE

Transaction

AmountAmount on Record
Tax$301.29
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1104 HOLLY ST NASHVILLE TN 37206, NASHVILLE, TN 37206

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 5, 2018
Property Address1821 E 13TH ST, CHATTANOOGA, TN 37404-4311
Document Number0000000100
Book / Page011264 / 000024
Instrument DateJan 30, 2018
Instrument100
Transaction TypeTransfer
Record UpdatedFeb 16, 2018
Title CompanyWAGON WHEEL TITLE

Transaction

AmountAmount on Record
Tax$301.28
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address107 N LAURENS WAY HENDERSONVILLE TN 370758582, HENDERSONVILLE, TN 37075-8582

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 30, 2017
Property Address1821 E 13TH ST, CHATTANOOGA, TN 37404-4311
Document Number0000000091
Book / Page011060 / 000460
Instrument DateMay 26, 2017
Instrument91
Transaction TypeTransfer
Record UpdatedJun 27, 2017
Title CompanyFIRST TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$592.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1619 ANDERSON PIKE SIGNAL MOUNTAIN TN 373773278, SIGNAL MOUNTAIN, TN 37377-3278

Mortgage

Document Number92
DateMay 30, 2017
Book Page011060/000463
Instrument92
Lender
NameFIRST VOLUNTEER BK/TN
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueMay 29, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1821 E 13th St was $1,599, down 4.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,599.00 (-4.82%)$105,550 (+40.5%)$422,200 (+40.5%) Land $70,000 Building $352,200
2024$1,680.00$75,125 (-)$300,500 (-) Land $40,000 Building $260,500
2023$1,680.00$75,125 (-)$300,500 (-) Land $40,000 Building $260,500
2022$1,680.00$75,125$300,500 Land $40,000 Building $260,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1821 E 13th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1994–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1821 E 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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