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1809 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1809 E 13th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,816 sqft · built 2020
Lot Size0.182 acres (7,950 sqft)
Owner2 Individual Names on File
Last Sale$307,900 (Aug 2020)
Tax Bill$1,525 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Aug 2020 Sale
+ 5 more
Flood ZoneZone X (minimal risk)
APN146O Q 017

Property Details

APN / Parcel Number

Primary APN146O Q 017
Alternative APN
  • 0000077405

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,816 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,950 sqft (0.182 acres)
Lot Dimensions132 ft deep x 60 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000077405
Street Address1809 E 13TH ST
CityCHATTANOOGA
StateTN
Zip37404-4311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 SCENIC CITYS ADDITION TO HIGHLAND PARK PB 8 PG 25 REV 65-124 REV 111-80
Legal SubdivisionMONTAGUES ADDN NO 4
Legal Block25
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2033
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1809 E 13TH ST, CHATTANOOGA, TN 37404-4311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Warranty Deed, Subdivision Related Transfer · Conventional with PMI
NEW AMERICAN FNDG
Aug 11, 2020Warranty Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC
Jan 3, 2020Warranty Deed, Construction Loan · Construction Mortgage
FIRST VOLUNTEER BK
Jan 29, 2019Warranty Deed, Transfer
WAGON WHEEL TITLE
Feb 5, 2018Warranty Deed, Construction Loan
WAGON WHEEL TITLE
Feb 6, 2018Warranty Deed, Transfer
WAGON WHEEL TITLE
May 30, 2017Warranty Deed, Transfer · Line of Credit
FIRST VOLUNTEER BK/TN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleJan 3, 2020 · Amount on Record
Deed Document Number2020081100125
Deed Book / Page12108 / 719
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 11, 2020
Property Address1809 E 13TH ST, CHATTANOOGA, TN 37404-4311
Document Number0811000125
Book / Page012108 / 000719
Instrument DateAug 3, 2020
Instrument200811000125
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 17, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,139.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1809 E 13TH ST CHATTANOOGA TN 374044311, CHATTANOOGA, TN 37404-4311

Mortgage

Document Number811000126
DateAug 11, 2020
Book Page012108/000722
Instrument200811000126
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 11, 2020
Property Address1809 E 13TH ST, CHATTANOOGA, TN 37404-4311
Document Number0811000124
Book / Page012108 / 000714
Instrument DateJul 7, 2020
Instrument200811000124
Transaction TypeTransfer
Record UpdatedSep 16, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
Tax$392.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address404 FRAWLEY RD CHATTANOOGA TN 374124058, CHATTANOOGA, TN 37412-4058

January 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 3, 2020
Property Address1809 E 13TH ST, CHATTANOOGA, TN 37404-4311
Document Number0103000123
Book / Page011868 / 000646
Instrument DateDec 31, 2019
Instrument200103000123
Transaction TypeConstruction Loan
Record UpdatedJan 23, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
Tax$392.20
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address404 FRAWLEY RD CHATTANOOGA TN 374124058, CHATTANOOGA, TN 37412-4058

Mortgage

Document Number103000125
DateJan 3, 2020
Book Page011868/000652
Instrument200103000125
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 2, 2021
Interest
Rate TypeAdjustable Rate

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 29, 2019
Property Address1809 E 13TH ST, CHATTANOOGA, TN 37404-4311
Document Number0129000021
Book / Page011552 / 000827
Instrument DateJan 23, 2019
Instrument190129000021
Transaction TypeTransfer
Record UpdatedFeb 11, 2019
Title CompanyWAGON WHEEL TITLE

Transaction

AmountAmount Recorded
Tax$373.70
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4303 GALLATIN PIKE #103 NASHVILLE TN 372162134, 103, NASHVILLE, TN 37216-2134

February 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 5, 2018
Property Address1809 E 13TH ST, CHATTANOOGA, TN 37404-4311
Document Number0000000100
Book / Page011264 / 000024
Instrument DateJan 30, 2018
Instrument100
Transaction TypeConstruction Loan
Record UpdatedFeb 16, 2018
Title CompanyWAGON WHEEL TITLE

Transaction

AmountAmount Recorded
Tax$301.28
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address107 N LAURENS WAY HENDERSONVILLE TN 370758582, HENDERSONVILLE, TN 37075-8582

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 6, 2018
Property Address1809 E 13TH ST, CHATTANOOGA, TN 37404-4311
Document Number0000000049
Book / Page011265 / 000302
Instrument DateJan 30, 2018
Instrument49
Transaction TypeTransfer
Record UpdatedMar 7, 2018
Title CompanyWAGON WHEEL TITLE

Transaction

AmountAmount Recorded
Tax$301.29
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1104 HOLLY ST NASHVILLE TN 37206, NASHVILLE, TN 37206

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 30, 2017
Property Address1809 E 13TH ST, CHATTANOOGA, TN 37404-4311
Document Number0000000091
Book / Page011060 / 000460
Instrument DateMay 26, 2017
Instrument91
Transaction TypeTransfer
Record UpdatedJun 27, 2017
Title CompanyFIRST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$592.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1619 ANDERSON PIKE SIGNAL MOUNTAIN TN 373773278, SIGNAL MOUNTAIN, TN 37377-3278

Mortgage

Document Number92
DateMay 30, 2017
Book Page011060/000463
Instrument92
Lender
NameFIRST VOLUNTEER BK/TN
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 29, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,525.00 (-7.07%)$100,650 (+37.17%)$402,600 (+37.17%) Land $59,500 Building $343,100
2024$1,641.00$73,375 (-)$293,500 (-) Land $34,000 Building $259,500
2023$1,641.00$73,375 (-)$293,500 (-) Land $34,000 Building $259,500
2022$1,641.00$73,375$293,500 Land $34,000 Building $259,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1994–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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