St. Johns County property record for 1812 W Cobblestone Ln, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,876 sqft · built 2003 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $315,000 (Mar 2016) |
| Tax Bill | $4,485 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288005-0440 |
| Primary APN | 288005-0440 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,876 sqft Living Area |
| Gross Area | 3,602 sqft |
| 1st Floor Area | 2,230 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 217 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1812 W COBBLESTONE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 37/21-44 ST JOHNS SIX MILE CREEK NORTH UNIT 1 BLOCK 5 LOT 44 OR4171/349 & 5880/1419 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK NORTH UNIT 1 |
| Legal Block | 5 |
| Legal Lot Number | 44 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 288005-0440
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1812 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 03, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| May 02, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Dec 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jul 17, 2017 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2016 · Amount on Record |
| Deed Sale | Mar 01, 2016 · Amount on Record |
| Prior Sale | Dec 16, 2014 |
| Deed Book / Page | 4171 / 349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 03, 2024 |
| Property Address | 1812 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 0058801419 |
| Book / Page | 5880 / 1419 |
| Map Reference | MB 37 PG 21-44 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2024000387 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1812 W COBBLESTONE LN, ST AUGUSTINE, FL 32092-2799 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1812 W COBBLESTONE LN, ST AUGUSTINE, FL 32092-2799 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1812 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1812 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 0053541848 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 5354/1848 |
| Instrument | 2021095117 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1812 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1812 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 0055481848 |
|---|---|
| Date | May 02, 2022 |
| Book Page | 5548/1848 |
| Instrument | 2022044300 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1812 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1812 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 0051370216 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 5137/216 |
| Instrument | 2020119110 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1812 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 0044230424 |
| Book / Page | 004423 / 000424 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1812 W COBBLESTONE LN ST AUGUSTINE FL 320922799, ST AUGUSTINE, FL 32092-2799 |
| Document Number | 0044230424 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 004423/000424 |
| Instrument | 57367 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 17, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,335 (+2.7%) | $505,783 (-5.72%) Land $135,000 Building $370,783 | |
| 2025 | $4,485.00 (+12.49%) Homeowner's exemption | $346,967 (+5.99%) | $536,460 (-2.82%) Land $135,000 Building $401,460 |
| 2024 | $3,987.00 (+1.97%) | ||
| 2023 | $3,910.00 (+2.89%) Homeowner's exemption | $327,368 (+3%) | $552,033 (+4.8%) Land $144,000 Building $408,033 |
| 2022 | $3,800.00 Homeowner's exemption | $317,833 | $526,743 Land $95,200 Building $431,543 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 79 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, tidal / storm surge, Hurricane Irma |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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