1818 W Cobblestone Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1818 W Cobblestone Ln, Saint Augustine, FL 32092 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2008
Square Footage3,318 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$695,000 (2026)
Tax Bill$9,550.00 (2025)

Property Details

APN / Parcel Number

Primary APN288005-0420

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Building Area3,318 sqft Living Area
Gross Area4,203 sqft Gross Area
1st Floor3,066 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,632 sqft (0.29 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area640 sqft Garage
Deck AreaDeck Area
Patio Area747 sqft Patio
Porch Area501 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1818 W COBBLESTONE LN
CitySAINT AUGUSTINE
StateFL
Zip32092-2799
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description37/21-44 ST JOHNS SIX MILE CREEK NORTH UNIT 1 BLOCK 5 LOT 42 OR6131/1022
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK NORTH UNIT 1
Legal Block5
Legal Lot Number42
Legal Unit1
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4006
Census Tract20905

Owner

Source: St. Johns County records · APN 288005-0420

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1818 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
Mar 11, 2026Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 07, 2022Warranty Deed, Transfer · Line of Credit
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2026 · Amount on Record
Deed SaleMar 11, 2026 · Amount on Record
Prior SaleApr 15, 2025 · Amount on Record
Deed Doc Number202621293
Deed Book / Page6322 / 922
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1818 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
Transaction TypeMortgage
Record UpdatedMar 24, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1818 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
InvestorPossibly a Property Investor

Mortgage

Document Number0052770211
DateMay 28, 2021
Book Page5277/211
Instrument2021060214
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 11, 2026
Property Address1818 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
Document Number0063220922
Book / Page6322 / 922
Map ReferenceMB 37 PG 21-44
Instrument DateMar 05, 2026
Instrument2026021293
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyPARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,865.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address100 E TRYON RD, RALEIGH, NC 27603-3581

Transferred To (Grantee/Buyer)

NameVerified Name
Address1818 W COBBLESTONE LN, ST AUGUSTINE, FL 32092-2799

Mortgage

Document Number0006322926
DateMar 11, 2026
Instrument6322/926
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 07, 2022
Property Address1818 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
Document Number0055920935
Book / Page5592 / 935
Map ReferenceMB 37 PG 21-44
Instrument DateJun 30, 2022
Instrument2022066467
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,265.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5204 COMFORT CT, SAINT AUGUSTINE, FL 32092-3610

Transferred To (Grantee/Buyer)

NameVerified Name
Address1818 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799

Mortgage

Document Number0005592937
DateJul 07, 2022
Instrument5592/937
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$638,234 (-6.73%) Land $135,000 Building $503,234$638,234 (-6.73%) Land $135,000 Building $503,234
2025$9,550.00 (+5.79%)$684,270 (-2.19%)$684,270 (-2.19%) Land $135,000 Building $549,270
2024$9,027.00 (+2.28%)$699,595 (+3.59%)$699,595 (+3.59%) Land $145,000 Building $554,595
2023$8,826.00 (+140.1%)$675,367 (+119.18%)$675,367 (+8.19%) Land $144,000 Building $531,367
2022$3,676.00 Homeowner's exemption$308,135$624,214 Land $95,200 Building $529,014

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,124 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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