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1808 W Cobblestone Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1808 W Cobblestone Ln, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,900 sqft · built 2004
Lot Size0.21 acres (9,147 sqft)
Owner2 Company Names on Record
Last Sale$309,900 (May 2019)
Tax Bill$7,566 (2025)
Deeds & MortgagesSep 2023 Transfer
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN288005-0450

Property Details

APN / Parcel Number

Primary APN288005-0450

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,900 sqft Living Area
Gross Area3,633 sqft
1st Floor Area2,558 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area599 sqft
Patio Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1808 W COBBLESTONE LN
CitySAINT AUGUSTINE
StateFL
Zip32092-2799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description37/21-44 ST JOHNS SIX MILE CREEK NORTH UNIT 1 BLOCK 5 LOT 45 OR4878/1084(Q/C) & 5823/164(Q/C)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK NORTH UNIT 1
Legal Block5
Legal Lot Number45
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4006
Census Tract20905

Owner

Source: St. Johns County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1808 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 6, 2020Quit Claim Deed, Transfer
LAKE MI CU
May 20, 2019Warranty Deed, Transfer · Commercial Mortgage
CHEMICAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2019 · Amount on Record
Deed SaleMay 20, 2019 · Amount on Record
Prior SaleSep 25, 2018 · Amount on Record
Deed Document Number201934856
Deed Book / Page4727 / 391
Last Transfer DateSep 8, 2023
Transfer Doc0058230164
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateSep 11, 2023
Property Address1808 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
Document Number0058230164
Book / Page5823 / 164
Map ReferenceMB 37 PG 21
Instrument DateSep 8, 2023
Instrument2023071562
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1808 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1808 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateFeb 6, 2020
Property Address1808 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
Document Number0048781084
Book / Page004878 / 001084
Instrument DateDec 31, 2019
Instrument9494
Transaction TypeTransfer
Record UpdatedFeb 27, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1808 W COBBLESTONE LN ST AUGUSTINE FL 320922799, ST AUGUSTINE, FL 32092-2799

Mortgage

Document Number48781085
DateFeb 6, 2020
Book Page004878/001085
Instrument9495
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 5, 2050
Interest
Rate TypeAdjustable Rate
Rate3.86%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 20, 2019
Property Address1808 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
Document Number0047270391
Book / Page4727 / 0391
Map ReferenceMB 37 PG 21-44
Instrument DateMay 10, 2019
Instrument2019034856
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,169.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1980 POST OAK BLVD # BLVD300B, 1980, HOUSTON, TX 77056-3899

Transferred To (Grantee/Buyer)

NameVerified Name
Address2825 BAY RD STE 400, 400, SAGINAW, MI 48603-3338

Mortgage

Document Number0004727392
DateMay 20, 2019
Instrument4727/392
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$557,963 (-3.93%) Land $135,000 Building $422,963$557,963 (-3.93%) Land $135,000 Building $422,963
2025$7,566.00 (+5.19%) Homeowner's exemption Widower's exemption$580,765 (+12.08%)$580,765 (+8.64%) Land $135,000 Building $445,765
2024$7,193.00 (+13.62%)
2023$6,331.00 (+2.59%) Homeowner's exemption$518,169 (+3%)$534,556 (+6.26%) Land $144,000 Building $390,556
2022$6,171.00 Homeowner's exemption$503,077$503,077 Land $95,200 Building $407,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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